Credit union · NCUA insured
Tucoemas Federal Credit Union Savings Rates
Tucoemas Federal Credit Union’s best savings rate is 0.30% APY on $10,000, with its Money Action. Rates checked October 16, 2026.
How Tucoemas Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Visalia, CA, where Tucoemas Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tucoemas Federal Credit Union
0.30%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $30
Money Action
Top rate
Valley Strong Credit Union
3.25%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $325
2nd-highest rate
Self-Help Federal Credit Union
2.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $212
Tucoemas Federal Credit Union savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tucoemas Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Action
0.30%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum opening deposit and balance $2500 to earn.$2,500 and up | 0.30% | $30 | Minimum opening deposit and balance $2500 to earn. |
Sources (1)
- tucoemas.org/rates · captured Sep 16, 2026
Regular Share Savings
0.20%APY
Dividends are calculated on the average daily balance, compounded, and credited monthly. Monthly service fee of $3 is waived when daily account balance is $250 or more, when the account owner has other qualifying account relationships (checking or loan), or if owner is under age 18 or over age 60.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upMinimum balance to avoid a service fee is $250. Fee waived with qualifying relationship or age under 18 / over 60.$250 and up | 0.20% | $20 | Minimum balance to avoid a service fee is $250. Fee waived with qualifying relationship or age under 18 / over 60. |
Sources (5)
- tucoemas.org
- tucoemas.org/bank
- tucoemas.org/rates
- tucoemas.org/bank/savings-accounts
- tucoemas.org/files/Schedule-of-Fees.pdf
All captured Sep 16, 2026
Representative Payee
0.20%APY
Dividends are compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 and up | 0.20% | $20 |
Sources (1)
- tucoemas.org/rates · captured Sep 16, 2026
Secured Visa Share Savings
0.20%APY
Dividends are compounded and credited monthly. Minimum balance to avoid a service fee is $250.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $360 and upMinimum balance to avoid a service fee is $250.$360 and up | 0.20% | $20 | Minimum balance to avoid a service fee is $250. |
Sources (1)
- tucoemas.org/rates · captured Sep 16, 2026
Special Share Savings
0.20%APY
Dividends are compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 and up | 0.20% | $20 |
Sources (1)
- tucoemas.org/rates · captured Sep 16, 2026
Special-purpose accounts
IRA Daily
0.30%APY
Offers Traditional and Roth IRAs and Coverdell ESA. No monthly fees. $12 annual IRA administration fee is waived when IRA owner is required to take annual distribution. Dividends calculated on the average daily balance, compounded, and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upNo monthly fee. Annual IRA administration fee of $12 waived when owner is required to take annual distribution.$100 and up | 0.30% | $30 | No monthly fee. Annual IRA administration fee of $12 waived when owner is required to take annual distribution. |
Sources (2)
All captured Sep 16, 2026
Holiday Club Savings
0.20%APY
Dividends are compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 and up | 0.20% | $20 |
Sources (1)
- tucoemas.org/rates · captured Sep 16, 2026
Vacation Club Savings
0.20%APY
Dividends are compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 and up | 0.20% | $20 |
Sources (1)
- tucoemas.org/rates · captured Sep 16, 2026
Who can join Tucoemas Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Tulare County, California, and businesses and other legal entities within Tulare County.
Employers and groups
- Membership is open to credit union employees, as well as their immediate family members, household members, and organizations.
Family and household
- Membership is open to surviving spouses of individuals who passed away while in the credit union's field of membership.
Cost to join
- A minimum initial deposit of $5 into a savings account is required for membership.
Membership information collected October 5, 2026.