Credit union · NCUA insured
Kings Federal Credit Union Savings Rates
Kings Federal Credit Union’s best savings rate is 0.90% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Kings Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Hanford, CA, where Kings Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kings Federal Credit Union
0.90%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $90
Money Market
Top rate
Valley Strong Credit Union
3.25%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $325
2nd-highest rate
Citi
3.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $300
Kings Federal Credit Union savings score
83
Savings score
Higher than 64% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.90%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kings Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
Up to 0.90%APY
Rate may change after account is opened. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upTier 1; minimum to earn dividend is $2,500.00. | 0.85% | $85 | Tier 1; minimum to earn dividend is $2,500.00. |
| $10,000 and upTier 2; minimum to earn dividend is $10,000.00. | 0.90% | $90 | Tier 2; minimum to earn dividend is $10,000.00. |
| $20,000 and upTier 3; minimum to earn dividend is $20,000.00. | 1.00% | — | Tier 3; minimum to earn dividend is $20,000.00. |
Sources (1)
- kingsfcu.com/current-deposit-rates · captured Oct 6, 2026
Regular Share Savings
Up to 0.30%APY
Rate may change after account is opened. Minimum balance to earn dividend.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upMinimum balance to earn dividend. | 0.00% | $0 | Minimum balance to earn dividend. |
| $100 and upMinimum balance to earn dividend. | 0.30% | $30 | Minimum balance to earn dividend. |
| $500 and upMinimum balance to earn dividend. | 0.30% | $30 | Minimum balance to earn dividend. |
| $1,000 and upMinimum balance to earn dividend. | 0.30% | $30 | Minimum balance to earn dividend. |
Sources (1)
- kingsfcu.com/current-deposit-rates · captured Oct 6, 2026
Special-purpose accounts
IRA Savings
0.40%APY
Rate may change after account is opened.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.40% | $40 |
Sources (1)
- kingsfcu.com/current-deposit-rates · captured Oct 6, 2026
Christmas Club
0.30%APY
Rate may change after account is opened.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 0.30% | $30 |
Sources (1)
- kingsfcu.com/current-deposit-rates · captured Oct 6, 2026
Kid's Club
0.30%APY
Rate may change after account is opened.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.30% | $30 |
Sources (1)
- kingsfcu.com/current-deposit-rates · captured Oct 6, 2026
Who can join Kings Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all residents of Kings County.
- Membership is open to individuals who live within 100 miles of Kings County and work, worship, attend school, or regularly conduct business in Kings County.
Family and household
- Membership is open to individuals who live within 100 miles of Kings County and have an immediate family member or household member who is eligible for membership at Kings Federal Credit Union.
Other ways
- Membership is open to individuals who live within 100 miles of Kings County and donate $50 to join the Children’s Storybook Garden and Museum’s “Friends of the Garden”.
Cost to join
- A $50 donation to join the Children’s Storybook Garden and Museum’s “Friends of the Garden” is required for eligibility under that path.
Membership information collected October 5, 2026.