Credit union · NCUA insured
Honda Federal Credit Union Savings Rates
Honda Federal Credit Union’s best savings rate is 0.70% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Honda Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Honda Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Honda Federal Credit Union
0.70%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $70
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Honda Federal Credit Union savings score
81
Savings score
Higher than 55% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.70%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Honda Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Investor's Advantage Account
1.00%APY
A $25.00 monthly fee applies if a minimum daily balance of $100,000 is not maintained.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100,000 and upFee of $25.00 per month is waived if minimum daily balance of $100,000 is maintained.$100,000 and up | 1.00% | — | Fee of $25.00 per month is waived if minimum daily balance of $100,000 is maintained. |
Sources (3)
- hondafcu.org/rates
- hondafcu.org/checking-savings/money-market
- hondafcu.org/getmedia/f37e25c0…arch-1-2026_tt-final.pdf
All captured Oct 16, 2026
Money Market Account
0.70%APY
Tiered variable-rate savings account. Minimum deposit required to open and earn dividends is $2,500. If average daily balance for the month falls below $2,500, APY is 0.00%.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Minimum balance to earn stated APY is $2,500. If average daily balance falls below $2,500, APY is 0.00%. | 0.60% | — | Minimum balance to earn stated APY is $2,500. If average daily balance falls below $2,500, APY is 0.00%. |
| $10,000 – $25,000 | 0.70% | $70 | |
| $25,000 – $50,000 | 0.80% | — | |
| $50,000 and up | 0.90% | — |
Premier Savings
0.25%APY
Members are allotted six withdrawals per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 and upMonthly fee of $25 is waived if a minimum daily balance of $10,000 is maintained.$10,000 and up | 0.25% | $25 | Monthly fee of $25 is waived if a minimum daily balance of $10,000 is maintained. |
Sources (3)
- hondafcu.org/rates
- hondafcu.org/checking-savings/savings-accounts
- hondafcu.org/getmedia/f37e25c0…arch-1-2026_tt-final.pdf
All captured Oct 16, 2026
Regular Savings
0.10%APY
Includes Regular Savings & Secondary Savings for savings goals and emergencies. Interest compounded daily, paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Holiday Savings Club
0.35%APY on $10,000
Save all year and withdraw on Nov. 1. Money is transferred to regular savings account on November 1 each year. Early withdrawal prior to Nov. 1 results in balance transferred to Regular Savings and penalty of all dividends paid from November of the previous year. If closed or withdrawal made in December, penalty of dividends paid from November of the same year is assessed.
| Part of the balance | Rate on that part |
|---|---|
| Up to $2,500 | 1.10% |
| $2,500 and up | 0.10% |
On $10,000 the tiers blend to about 0.35% APY, earning $35 a year.
Sources (2)
All captured Oct 16, 2026
IRA Savings
0.35%APY
Available as Traditional IRA or Roth IRA wrappers. Beneficiaries of all ages can contribute provided they have earned income. Contribution limit for 2024 is $6,000 ($7,000 if age 50 and older).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upApplies to Traditional and Roth IRA savings accounts.$5 and up | 0.35% | $35 | Applies to Traditional and Roth IRA savings accounts. |
Who can join Honda Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, associates, or retirees of Honda, affiliated companies, and participating Dealernet Dealers are eligible for membership.
Family and household
- Spouses, children, parents, siblings, and grandparents of current Honda FCU members in good standing are eligible for membership.
Cost to join
- Membership requires an opening deposit of $5.
Membership information collected October 5, 2026.