Compare Bank & Credit Union Rates
Best savings rates in Washington
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Washington
- 2.00%APY$200 a year on $10,000
Requirements
Product: Sound membership with a Prime Savings account is required. Anyone who lives or works in WA can join. Over 3 checks per month incurs a $10 fee per check.
Offer: Dividends compounded and credited monthly. No monthly fee. Rates and fees are subject to change.
1.98% interest rate · No monthly fee
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Requires $10 minimum balance. Rate is determined by the number of qualifying loans held in good standing with balances over $10,000 (and up to 1 mortgage loan per tax reporting owner) at the end of the last day of the prior month; up to 5 qualifying loans. During the month of opening, earns the No qualifying loans rate.
Offer: Requires 2 qualifying loans.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 106 branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - Yakima Federal Savings And LoanElevate Money MarketElevate Money Market · $10,000 min · 0.05%–3.50% by balance
Bank · 10 branches
2.00%APY$200 a year on $10,000Requirements
Product: Available for consumer accounts only. Minimum deposit of new funds ($10,000), defined as money not currently on deposit with Yakima Federal or held in any account with us within the past 30 days, is required to open. Multi-tiered variable rate account. Open to all US residents.
Offer: Earns 0.05% APY / 0.05% interest rate on daily balances from $0.01 to $4,999.99.
0.05% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Elevate Money Market Balance APY Up to $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.75% $50,000 – $100,000 3.00% $100,000 and up 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - TAPCO Credit UnionMoney MarketMoney Market · $1,000 min · 1.85%–2.05% by balance
Credit union · 6 branches
1.85%APY$185 a year on $10,000Requirements
Product: Dividends compounded monthly. Keep a balance of $1,000 to avoid a monthly service fee. Tiered rate system where maintaining a larger balance earns a higher dividend rate.
1.83% interest rate · Compounded monthly · Effective Mar 23, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $25,000Your amount 1.85% $25,000 – $50,000 1.95% $50,000 – $100,000 2.00% $100,000 and up 2.05% Rate checked
More details - 1.77%APY$177 a year on $10,000intro rate
Requirements
Product: Membership is open to employees of the Grays Harbor PUD (past or present) and their family members.
Offer: Dividend rate increase for July 2026.
Promotional rate · 1.75% interest rate
Rate checked
More details - America's Credit UnionGuaranteed Money Market Ultra AccountGuaranteed Money Market Ultra Account · $0 min · 0.10%–1.76% by balance
Credit union · 12 branches
1.76%APY$176 a year on $10,000intro rateRequirements
Product: ACU membership required, which requires opening a regular share savings account with a minimum deposit of $25. Up to 6 pre-authorized transactions per month. If the balance falls below $2,500, the account earns the lower tier rate. New money only for opening.
Promotional rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Guaranteed Money Market Ultra Account Balance APY Up to $2,500 0.10% $2,500 and upYour amount 1.76% Rate checked
More details - Credit Human Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.30%–2.11% by balance
Credit union · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: Membership eligibility required with a $5.00 deposit in a share savings account. Variable rate calculated daily and subject to change. Up to six free withdrawals per monthly statement cycle ($2 per additional withdrawal). Monthly service fee of $7 is waived with a $1,000 minimum daily balance.
Offer: Monthly service fee waived with a minimum daily balance of $1,000.
0.30% interest rate · $7 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $500 0.30% $500 – $1,000 0.50% $1,000 – $10,000 1.50% $10,000 – $90,000Your amount 1.75% $90,000 and up 2.11% Rate checked
More details - Firefighters First Credit UnionMoney MarketMoney Market · $0 min · 0.05%–1.75% by balance
Credit union · 1 branch
1.60%APY$160 a year on $10,000Requirements
Product: Variable-rate tiered account. Dividends are compounded and credited monthly. Rate will never fall below the regular savings account dividend rate as long as a $2,500 minimum balance is maintained.
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $50,000Your amount 1.60% $50,000 – $75,000 1.65% $75,000 – $100,000 1.70% $100,000 and up 1.75% Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Up to three deposits or withdrawals per month of $250 or more. Minimum balance requirement of $2,500.
Offer: Minimum daily balance required to obtain stated APY. Dividends compounded/credited quarterly, dividend period monthly.
1.50% interest rate · Effective Jan 5, 2025
Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Traditional Money Market account with access via Online Services.
Offer: No minimum to open. Minimum $1,000 balance required to earn dividends. Compounded and credited monthly.
1.49% interest rate · Effective Apr 1, 2025
Rate checked
More details - 1.35%APY$135 a year on $10,000
Requirements
Product: Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account.
1.34% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $99,999Your amount 1.35% $100,000 – $249,999 1.45% $250,000 – $499,999 1.65% $500,000 and up 2.50% Rate checked
More details - WCLA Credit UnionTiered-Rate AccountTiered-Rate Account · $5,000 min · 1.30%–2.75% by balance
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Allows up to six (6) withdrawals per month. Dividends compounded daily and paid monthly.
Offer: Minimum to Open and Earn APY – $5,000.
1.29% interest rate · Compounded daily · No monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Tiered-Rate Account Balance APY Up to $24,999Your amount 1.30% $25,000 – $49,999 1.40% $50,000 – $99,999 1.50% $100,000 – $249,999 1.85% $250,000 – $999,999 2.00% $1,000,000 and up 2.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Washington
364 accounts at 120 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.27%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
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Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches