Credit union · NCUA insured
Peak Credit Union
A $4.3B credit union, the 118th largest of 4,329, headquartered in Lacey, WA, with 267,669 members and 35 branches in 2 states. Best rates: CDs 3.85% and savings 0.25% APY.
Peak Credit Union Carrot Score
79
Carrot Score
Higher than 49% of U.S. banks and credit unions
#9 of 25 in Olympia, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Peak Credit Union
Carrying a legacy that stretches back to 1938, Peak Credit Union is a member-owned financial cooperative.
Rooted in teachers and wood products, the institution operates 35 branches across Oregon and Washington serving over 250,000 members.
- Headquarters
- 4501 Intelco Loop SE, Lacey, WA 98503
- NCUA charter
- 68271
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible to join if you live or work in select Oregon counties: Benton, Clackamas, Coos, Crook, Deschutes, Douglas, Jackson, Jefferson, Josephine, Klamath, Lane, Linn, Marion, Multnomah, or Washington County.
- You are eligible to join if you live, work, worship, or attend school in Washington.
Family and household
- You are eligible to join if you are an immediate family or household member of a current Peak Credit Union member.
Other ways
- You are eligible to join by making a $5 charitable donation to Relay for Life or Habitat for Humanity.
Cost to join
- A $5 charitable donation to Relay for Life or Habitat for Humanity qualifies an applicant for membership.
Branches
35 branches in 2 states
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Washington
21 branches
Olympia area · 8
- Hawks Prairie Safeway1243 Marvin Rd NE, Lacey, WA 98516Directions
- Lacey Credit Union Center4540 6th AVE SE, Lacey, WA 98503Directions
- Lacey Crossroads4550 Avery Ln SE, Lacey, WA 98503Directions
- Olympia1020 5th Ave SE, Olympia, WA 98501Directions
- West Olympia Safeway3215 Harrison Ave NW, Olympia, WA 98502Directions
- Tumwater5735 Littlerock Rd SW, Tumwater, WA 98512Directions
- Yelm1105 Yelm Ave W, Yelm, WA 98597Directions
- Yelm In-Store1109 Yelm Ave E, Yelm, WA 98597Directions
Aberdeen area · 4
- Aberdeen416 E Market St, Aberdeen, WA 98520Directions
- Bobcat410 N G St, Aberdeen, WA 98520Directions
- Hoquiam320 Ontario St, Hoquiam, WA 98550Directions
- Ocean Shores900 Point Brown Ave NE, Ocean Shores, WA 98569Directions
Centralia area · 4
- Centralia1320 S Gold St, Centralia, WA 98531Directions
- Centralia Safeway1129 Harrison Ave, Centralia, WA 98531Directions
- Chehalis Financial Services Center1555 S Market Blvd, Chehalis, WA 98532Directions
- Onalaska223 2nd St W, Onalaska, WA 98570Directions
Portland area · 3
- Hazel Dell7912 NE 6th Ave, Vancouver, WA 98665Directions
- Mill Plain14610 SE Mill Plain Blvd, Vancouver, WA 98684Directions
- Vancouver Mall8405 NE Vancouver Mall Dr, Vancouver, WA 98662Directions
Seattle area · 2
- Lakewood9601 S Tacoma Way, Ste 103, Tacoma, WA 98499Directions
- Spanaway13505 Pacific Ave S, Tacoma, WA 98444Directions
Oregon
14 branches
Eugene area · 5
- Cottage Grove600 E Jefferson Ave, Cottage Grove, OR 97424Directions
- Downtown Eugene545 E 8th Ave, Eugene, OR 97401Directions
- Eugene3701 W 11th Ave, Eugene, OR 97402Directions
- Springfield Gateway3660 Gateway St, Springfield, OR 97477Directions
- Springfield Main5000 Main St, Springfield, OR 97478Directions
Portland area · 2
- Premier Service Center-Cedar Hills2597 SW Cedar Hills Blvd, Ste 110, Beaverton, OR 97005Directions
- Portland Ne Halsey Street1307 NE 102nd Ave, Ste G, Portland, OR 97220Directions
Roseburg area · 2
- Roseburg Green Branch4900 Grange Rd, Roseburg, OR 97471Directions
- Roseburg Kline2335 NW Kline St, Roseburg, OR 97471Directions
Albany area · 1
- Albany707 Waverly Dr SE, Albany, OR 97322Directions
Bend area · 1
- Bend61490 S Highway 97, Bend, OR 97702Directions
Grants Pass area · 1
- Grants Pass1532 NE F St, Grants Pass, OR 97526Directions
Medford area · 1
- Medford2079 Cardinal Ave, Medford, OR 97504Directions
Coos Bay area · 1
- North Bend2470 Tremont St, North Bend, OR 97459Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.31% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.22% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.28% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $92 | $88 | — |
- CapitalNet worth ratio11.31%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.22%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.28%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$92Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Peak Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.