Credit union · NCUA insured
Ironworkers USA Credit Union
Top CarrotA $147.1M credit union headquartered in Portland, OR, with 18,169 members and 3 branches in 2 states. Best rates: CDs 4.75% and savings 0.10% APY.
Ironworkers USA Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 94% of U.S. banks and credit unions
#1 of 62 in Seattle, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ironworkers USA Credit Union
- Headquarters
- 11620 NE Ainsworth Cir, Portland, OR 97220
- NCUA charter
- 13649
Branches
3 branches in 2 states
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Washington
2 branches
Spokane area · 1
- Spokane Branch16610 E Euclid Ave, Spokane Valley, WA 99216Directions
Seattle area · 1
- Seattle Branch4550 S 134th Pl, Tukwila, WA 98168Directions
Oregon
1 branch
- Potland BranchMain office11620 NE Ainsworth Cir, Portland, OR 97220Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.10% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 2.97% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.06% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $91 | $76 | — |
- CapitalNet worth ratio11.10%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late2.97%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.06%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$91Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ironworkers USA Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.