Credit union · NCUA insured
Utility Employees Federal Credit Union
A $3.2M credit union headquartered in Hoquiam, WA, with 377 members and 1 branch in Washington. Best rates: savings 2.53% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Savings: no rate at the amounts we compare. Credit cards: no rates found on its website.
- Savings—2.53%Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Utility Employees Federal Credit Union
Serving members since 1937, Utility Employees Federal Credit Union is a member-governed, not-for-profit credit union.
- Headquarters
- 220 Myrtle St, Hoquiam, WA 98550-3011
- NCUA charter
- 1851
Branches
1 branch in Washington
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Washington
1 branch
- Utility Employees Federal Credit UnionMain office220 Myrtle St, Hoquiam, WA 98550Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.42% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.39% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $77 | $59 | — |
- CapitalNet worth ratio19.42%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.39%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$77Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Utility Employees Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.