Credit union · NCUA insured
Firefighters First Credit Union
Top CarrotA $2.5B credit union, the 217th largest of 4,329, headquartered in Pasadena, CA, with 77,213 members and 17 branches in 6 states. Best rates: CDs 4.00% and savings 1.60% APY.
Firefighters First Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 93% of U.S. banks and credit unions
#12 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Firefighters First Credit Union
Founded on November 16, 1935 as Los Angeles Firemen's Credit Union by Los Angeles City firefighters, the institution was created to help fellow firefighters in need.
Firefighters First Credit Union is a federally chartered, member-owned credit union exclusively serving the fire family nationwide.
The credit union operates 16 branches across 6 states.
- Headquarters
- 1520 W Colorado Blvd, Pasadena, CA 91105-1413
- NCUA charter
- 24877
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Business membership accounts are available for member-owned businesses, fire departments, unions, and fire-related nonprofits.
Military, government and schools
- New, active, and retired firefighters, fire department employees, staff of nonprofit organizations supporting firefighters, and individuals receiving pensions from any of these groups are eligible to join.
Family and household
- Immediate family members of eligible individuals, including spouses, children, stepchildren, adopted children, parents, stepparents, siblings, grandparents, and grandchildren, are eligible for membership.
Branches
17 branches in 6 states
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California
10 branches
Los Angeles area · 4
- Main OfficeMain office1520 W Colorado Blvd, Pasadena, CA 91105Directions
- Orange County Regional Office4000 Barranca Pkwy Ste 150, Irvine, CA 92604Directions
- Pasadena Regional Office1520 W Colorado Blvd, Pasadena, CA 91105Directions
- Santa Clarita Regional Office26650 The Old Rd, Valencia, CA 91381Directions
Riverside area · 2
- San Bernardino/Riverside Regional Office25805 Barton Rd Ste A-108, Loma Linda, CA 92354Directions
- Temecula Regional Office43460 Ridge Park Dr Ste 130, Temecula, CA 92590Directions
Bakersfield area · 1
- Bakersfield Regional Office7900 Downing Ave, Unit C, Bakersfield, CA 93308Directions
Sacramento area · 1
- Sacramento Regional Office1380 Lead Hill Blvd Ste 104, Roseville, CA 95661Directions
Oxnard area · 1
- Thousand Oaks Regional Office191 W Wilbur Rd Ste 101, Thousand Oaks, CA 91360Directions
San Francisco area · 1
- Walnut Creek Regional Office1600 S Main St Ste 105, Walnut Creek, CA 94596Directions
Tennessee
2 branches
Nashville area · 1
- Nashville HUB190E Saundersville Rd, Hendersonville, TN 37075Directions
Memphis area · 1
- Memphis Regional Office5150 Stage Rd Ste 102, Memphis, TN 38134Directions
Texas
2 branches
- Bedford Regional Office3301 Airport Fwy Ste 175, Bedford, TX 76021Directions
- Garland Regional Office901 W Campbell Rd Ste B, Garland, TX 75044Directions
Arizona
1 branch
- Arizona Regional Office2151 E Broadway Rd, Tempe, AZ 85282Directions
Florida
1 branch
- West Palm Beach Regional Office3713 S Congress Ave, Palm Springs, FL 33461Directions
Washington
1 branch
- Federal Way Regional Office32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.39% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.19% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.01% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $95 | $88 | — |
- CapitalNet worth ratio9.39%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.19%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.01%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$95Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Firefighters First Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.