Compare Bank & Credit Union Rates
Best savings rates in Seattle, WA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Seattle, WA
- 4.40%APY$440 a year on $10,000with conditions
Requirements
Product: Must maintain an open/eligible U.S. HSBC Premier checking account linked to the savings account. Not available to business customers.
Offer: Relationship APY when eligibility requirements are met.
Qualified rate
Rate checked
More details - Waterfront Credit UnionHigh-Yield Savings AccountSavings · $5,000 min · 2.53%–4.07% by balance
Credit union · 1 branch
4.07%APY$407 a year on $10,000with conditionsRequirements
Product: Qualifications include a $5,000 minimum balance, monthly online/mobile banking login, enrollment in eStatements, and a monthly electronic deposit. If qualifications are not met, the account earns the regular share dividend rate.
Offer: Promotional schedule tier on savings accounts page p4; requires meeting monthly activity and eStatement qualifications.
Qualified rate
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY $5,000 – $100,000Your amount 4.07% Over $100,000 2.53% Rate checked
More details - 4.00%APY$400 a year on $10,000with conditions
Requirements
Product: Must be paired with a Verity Cash Back or Double Cash Back Checking account. Limit one Max My Savings account per primary account holder. Non-existing members must establish a Prime Share membership account ($5 membership fee required).
Offer: Qualifying rate when monthly Cash Back Checking qualifications are met (at least 12 debit card purchases, enrolled in eStatements, and log into Digital Banking at least once).
Qualified rate · No monthly fee · Effective Feb 1, 2026
Rate by balance
Rate by balance for Max My Savings Balance APY Up to $50,000Your amount 4.00% $50,000 and up 0.03% Rate checked
More details - 3.82%APY$382 a year on $10,000
Requirements
Product: Offered exclusively online and may be discontinued at any time without notice. Not available in AZ, CA, ID, NV, OR, TX, UT, NM and WA states. Not available for IRAs or business accounts. Variable-rate account; interest compounded daily and credited monthly. Must fund account and provide required documentation within 20 business days of account opening.
Offer: No minimum opening deposit. No monthly account service charge.
3.75% interest rate · Compounded daily · No monthly fee · Effective May 4, 2026
Rate checked
More details - First Tech Federal Credit UnionFirst Tech Premier Rewards SavingsSavings · $25 min
Credit union · 2 branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Restriction: Cannot also be primary account owner on First Tech Rewards Savings, First Tech Rewards Checking, and/or Dividend Rewards Checking. Account must be a personal account or trust account/fiduciary account. Business, Organization, and HSA accounts are not eligible. Primary account owner must also be primary account owner on a Membership Share Savings account. Enrollment requirements: within 30 days of program enrollment, achieve minimum aggregate deposit balance of $250,000 across First Tech share accounts or $500,000 via Addison Avenue Investment Services. Ongoing: maintain minimum average daily balance of $250,000 across share accounts or $500,000 via Addison Avenue Investment Services.
Qualified rate · 3.44% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.40%APY$340 a year on $10,000
Requirements
Product: Variable rate account. Interest rate determined by daily balance.
3.34% interest rate · Effective Feb 11, 2026
Rate by balance
Rate by balance for Digital Direct Savings Balance APY Up to $999,999Your amount 3.40% $1,000,000 and up 3.50% Rate checked
More details - 3.40%APY$340 a year on $10,000
Requirements
Product: Variable rate account. Interest rate determined by daily balance. Interest compounded daily, credited monthly. Monthly service charge waived with combined monthly average balances in qualified relationship accounts of $100,000 or more or with qualified loan balances of $100,000 or more (deposit and loan balances cannot be combined). Monthly service fee waived for first 60 days from account opening date and for minor accounts when primary account holder is age 18 or younger. Dedicated private client manager. Fee waived or no charge for incoming wire transfers, cashier's checks, foreign currency orders, notary service, medallion stamp service.
Offer: Monthly service charge of $10 is waived with $100,000 combined average monthly balance in qualified relationship accounts or qualified loans.
3.34% interest rate · Compounded daily · $10 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Private Concierge Savings Balance APY Up to $999,999Your amount 3.40% $1,000,000 and up 3.50% Rate checked
More details - 3.30%APY$330 a year on $10,000
Requirements
Product: Available for individuals residing in eligible states. Free standard money market checks.
Offer: No minimum balance and no monthly service charge. Available for individuals residing in eligible states.
No monthly fee
Rate checked
More details - 3.10%APY$310 a year on $10,000with conditions
Requirements
Product: Must maintain an open/eligible U.S. HSBC Premier checking account linked to the savings account. Not available to business customers.
Offer: Relationship APY automatically applies during the Introductory Period (remainder of opening month plus following 3 months). Thereafter, requires meeting at least 1 of the qualification criteria monthly (e.g. $500+ debit card purchases/payments, $500+ credit card payments from linked Premier checking, $5,000+ qualifying direct deposits, holding a U.S. mortgage serviced by HSBC, or HSBC Premier Elite status).
Qualified rate
Rate checked
More details - Waterfront Credit UnionHigh-Yield Savings AccountSavings · $5,000 min · 2.52%–4.07% by balance
Credit union · 1 branch
3.04%APY$304 a year on $10,000with conditionsRequirements
Product: Qualifications include a $5,000 minimum balance, monthly online/mobile banking login, enrollment in eStatements, and a monthly electronic deposit. If qualifications are not met, the account earns the regular share dividend rate.
Offer: Promotional page tier; requires meeting monthly activity and eStatement qualifications.
Qualified rate
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY $5,000 – $20,000Your amount 3.04% $20,000 – $50,000 3.55% $50,000 – $100,000 4.07% Over $100,000 2.52% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.
Offer: Qualified rate: Requires meeting monthly First Tech Rewards Checking qualification requirements (aggregate spend of at least $1,000/month on debit/credit card, ACH or direct deposits totaling at least $1,000/cycle, and enrollment in electronic statements/disclosures).
Qualified rate · 2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - Waterfront Credit UnionHigh-Yield Savings AccountSavings · $5,000 min · 2.50%–4.00% by balance
Credit union · 1 branch
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Qualifications include a $5,000 minimum balance, monthly online/mobile banking login, enrollment in eStatements, and a monthly electronic deposit. If qualifications are not met, the account earns the regular share dividend rate.
Offer: Tiered rate on schedule page p5; requires meeting monthly activity and eStatement qualifications.
Qualified rate · Effective Dec 21, 2024
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY $5,000 – $20,000Your amount 3.00% $20,000 – $50,000 3.50% $50,000 – $100,000 4.00% Over $100,000 2.50% Rate checked
More details - Nordstrom Federal Credit UnionFree Kasasa SaverSavings · $0 min · 0.25%–2.50% by balance
Credit union · 1 branch
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Must be linked to a Free Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rates, at least 12 debit card purchases must post and settle per Monthly Qualification Cycle and account must be enrolled in eStatements.
Offer: Applies to daily balances up to $25,000 when linked checking qualification requirements are met.
Qualified rate · 2.47% interest rate · No monthly fee
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $25,000Your amount 2.50% $25,000 and up 0.25%* Rate checked
More details - 2.40%APY$240 a year on $10,000
Requirements
Product: Avoid a monthly $5 service fee by maintaining a daily balance of $1,000 or more. Interest compounded daily, paid monthly.
Offer: Avoid monthly $5 service fee by maintaining daily balance of $1,000 or more. Interest compounded daily, paid monthly.
2.37% interest rate · Compounded daily · $5 monthly fee · Effective Oct 7, 2026
Rate checked
More details - 2.40%APY$240 a year on $10,000
Requirements
Product: Variable rate account. Interest compounded daily, credited monthly. Unlimited withdrawals. Can be used as overdraft protection on a Seattle Bank checking account.
2.37% interest rate · Compounded daily · No monthly fee · Effective Oct 7, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Seattle, WA
107 accounts at 31 banks and credit unions · checked Oct 7–22
- Typical
- 0.10%
- Top 10% from
- 3.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.16%
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Seattle, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Firefighters First Credit UnionCredit union · 1 branch
- Alaska Air Group Credit UnionCredit union · 1 branch