Bank · FDIC insured
Yakima Federal Savings And Loan
A $2B bank headquartered in Yakima, WA, with 10 branches in Washington. Best rates: savings 2.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings883.50%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Yakima Federal Savings And Loan
Yakima Federal Savings and Loan was founded in 1905 to give people a safe place to save money to buy homes.
As a mutual bank, Yakima Federal is owned by its depositors.
- Headquarters
- 118 E Yakima Ave, Yakima, WA 98901
- FDIC certificate
- 28116 ↗
Branches
10 branches in Washington
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Washington
10 branches
Kennewick area · 5
- Kennewick Branch3350 W Clearwater Ave, Kennewick, WA 99336Directions
- West Gage Blvd Branch8908 W. Gage Blvd, Kennewick, WA 99336Directions
- Pasco Branch3604 W Court St, Pasco, WA 99301Directions
- Prosser Branch601 Market St, Prosser, WA 99350Directions
- Queensgate Branch3100 Duportail St, Richland, WA 99352Directions
Yakima area · 4
- Yakima Federal Savings and Loan AssociationMain office118 E Yakima Ave, Yakima, WA 98901Directions
- Sunnyside Branch801 E Edison Ave, Sunnyside, WA 98944Directions
- Stadium Branch3910 Tieton Dr, Yakima, WA 98902Directions
- Yakima Branch7105 Tieton Dr, Yakima, WA 98908Directions
Ellensburg area · 1
- Ellensburg Branch201 E 5th Ave, Ellensburg, WA 98926Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 28.14% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.28% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.94% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $67 | $88 | — |
- CapitalLeverage ratio28.14%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.28%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.94%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$67Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Yakima Federal Savings And Loan are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.