Credit union · NCUA insured
ICCU
Top CarrotA $15B credit union, the 15th largest of 4,329, headquartered in Chubbuck, ID, with 788,996 members and 62 branches in 3 states. Best rates: CDs 4.30% and savings 3.40% APY.
ICCU Carrot Score
Carrot ScoreTop Carrot
Higher than 99% of U.S. banks and credit unions
#2 of 35 in Boise City, ID metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About ICCU
Offering financial products and services since 1940, ICCU is a not-for-profit credit union where members are part owners.
- Headquarters
- 4400 Central Way, Chubbuck, ID 83202
- NCUA charter
- 63194
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship or attend school in Cochise, Pima, Pinal, Greenlee, Graham, Santa Cruz, and Yuma Counties, Arizona are eligible for membership.
- Persons who live, work, or attend school in any Idaho county are eligible for membership.
- Persons who live, work, attend school, or are paid in Jackpot, Nevada are eligible for membership.
- Persons who live or work in, or organizations located within Baker, Malheur, Umatilla, Union, and Wallowa Counties, Oregon are eligible for membership.
- Persons who live or work in, or organizations located within all school districts located in the State of Washington, are eligible for membership.
Employers and groups
- Organizations or other legal entities located in Cochise, Pima, Pinal, Greenlee, Graham, Santa Cruz, and Yuma Counties, Arizona are eligible for membership.
13 more ways to join
Employers and groups
- Members of the association “Friends of Sabino Canyon” located in the state of Arizona are eligible for membership.
- Employees of the Credit Union and its wholly or jointly owned credit union service organizations are eligible for membership.
- Members of the GoWest Credit Union Association, its employees, and its chapters are eligible for membership.
- Employees and members of credit unions located in the State of Idaho are eligible for membership.
- All organizations operating with or without employees in any county in the State of Idaho are eligible for membership.
- Persons employed in any division, subsidiary or branch of the Micron Corporation and retirees of the same are eligible for membership.
Military, government and schools
- Employees and elected officials of the cities and towns in Cochise, Pima, Pinal, Greenlee, Graham, Santa Cruz, and Yuma Counties, Arizona are eligible for membership.
- City of Tucson public transit and Airport Authority employees are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparent, step grandparent, stepchildren, stepsibling, adoptive relationships) and persons in a relationship in the same residence maintaining a single economic unit with eligible members of the Credit Union are eligible.
- Immediate family members (defined as spouse, child, sibling, parent, grandparent, grandchild, stepparent, step grandparent, stepchildren, stepsibling, adoptive relationships) and persons in a relationship in the same residence maintaining a single economic unit with eligible members of the Credit Union are eligible.
Other ways
- Retirees living in the state of Arizona are eligible for membership.
- Persons living in the state of Arizona who are sponsored by an existing member are eligible for membership.
- Trusts composed entirely of persons (settlor, trustee, and beneficiary) or irrevocable trusts of such persons who are eligible members of the Credit Union are eligible.
Cost to join
- Opening an account requires payment of a $5 one-time membership fee.
- Opening an account requires a $25 deposit into a Share Savings Account, which becomes the member's share of the Credit Union.
Branches
62 branches in 3 states
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Idaho
52 branches
Boise City area · 26
- Chinden Campus11321 W Chinden Blvd, Boise, ID 83714Directions
- Downtown401 W Front St, Boise, ID 83702Directions
- Fairview11255 W Fairview Ave, Boise, ID 83713Directions
- Lbj650 W State St, Boise, ID 83702Directions
- Lake Hazel10795 W Meyering Ln, Boise, ID 83709Directions
- Overland6707 W Overland Rd, Boise, ID 83709Directions
- Parkcenter775 E Parkcenter Blvd, Boise, ID 83706Directions
- Pierce Park6328 W State St, Boise, ID 83703Directions
- Vista2770 S Vista Ave, Boise, ID 83705Directions
- West Bench8150 W Ustick Rd, Boise, ID 83704Directions
- Caldwell1110 Blaine St, Caldwell, ID 83605Directions
- Cleveland4821 Cleveland Blvd, Caldwell, ID 83605Directions
- North Ranch806 Saddle Ave, Caldwell, ID 83605Directions
- Eagle768 E State St, Eagle, ID 83616Directions
- Kuna1375 N Meridian Rd, Kuna, ID 83634Directions
- Cherry Lane3127 W Cherry Ln, Meridian, ID 83642Directions
- Mountain View1615 S Celebration Ave, Meridian, ID 83642Directions
- Mountain View High School2000 S Millenium Way, Meridian, ID 83642Directions
- North Linder6348 North LInder Rd, Meridian, ID 83646Directions
- ST. Lukes520 S EAGLE Rd Ste A-066, Meridian, ID 83642Directions
- Ten Mile85 S Innovation Ln, Meridian, ID 83642Directions
- Ustick3339 E Ustick Rd, Meridian, ID 83646Directions
- Nampa215 3rd Ave S, Nampa, ID 83651Directions
- Northeast Nampa5607 E Franklin Rd, Nampa, ID 83687Directions
- Southside3101 E Greenhurst Rd, Nampa, ID 83686Directions
- Star68 S Pine Lake Ln, Star, ID 83669Directions
Idaho Falls area · 5
- Broadway169 Houston Cir, Idaho Falls, ID 83402Directions
- Hitt Road240 N 25th E, Idaho Falls, ID 83401Directions
- Sunnyside3330 S 15th E, Idaho Falls, ID 83404Directions
- Thunder Ridge High School4941 1st St, Idaho Falls, ID 83401Directions
- Rigby432 Farnsworth Way, Rigby, ID 83442Directions
Coeur d'Alene area · 4
- Appleway1327 W Appleway Ave, Coeur d'Alene, ID 83814Directions
- Coeur D Alene1410 N Government Way, Coeur d'Alene, ID 83814Directions
- Hayden8760 N Government Way, Hayden, ID 83835Directions
- Post Falls3343 E Mullan Ave, Post Falls, ID 83854Directions
Pocatello area · 3
- Chubbuck4537 Yellowstone Ave, Chubbuck, ID 83202Directions
- Benton544 E Benton St, Pocatello, ID 83201Directions
- Pocatello1045 Yellowstone Ave, Pocatello, ID 83201Directions
Twin Falls area · 3
- Jerome2355 S Lincoln Ave, Jerome, ID 83338Directions
- Addison2193 Addison Ave E, Twin Falls, ID 83301Directions
- Blue Lakes1875 Blue Lakes Blvd N, Twin Falls, ID 83301Directions
Blackfoot area · 2
- Blackfoot498 N Meridian St, Blackfoot, ID 83221Directions
- Shelley600 N State St, Shelley, ID 83274Directions
Rexburg area · 2
- Hemming Village175 W 2nd S Ste 104, Rexburg, ID 83440Directions
- Rexburg673 N 2nd E, Rexburg, ID 83440Directions
American Falls area · 1
- American Falls246 Idaho St, American Falls, ID 83211Directions
Burley area · 1
- Burley110 Overland Ave, Burley, ID 83318Directions
Ontario area · 1
- Fruitland815 NW 11th St, Fruitland, ID 83619Directions
Lewiston area · 1
- Lewiston429 Thain Rd, Lewiston, ID 83501Directions
Moscow area · 1
- Moscow525 W 3rd St, Moscow, ID 83843Directions
Mountain Home area · 1
- Mountain Home105 Desert Sage Way, Mountain Home, ID 83647Directions
Pierce area · 1
- White Pine201 S Main St, Pierce, ID 83546Directions
Washington
8 branches
Spokane area · 6
- Liberty Lake21398 E Country Vista Dr, Liberty Lake, WA 99019Directions
- Airway Heights10305 W US-2 Hwy, Spokane, WA 99224Directions
- North Spokane9506 N Newport Hwy, Spokane, WA 99218Directions
- Riverside41 W Riverside Ave, Spokane, WA 99201Directions
- South Hill3065 S Regal St, Spokane, WA 99223Directions
- Spokane Valley16015 E Broadway Ave, Spokane Valley, WA 99037Directions
Kennewick area · 2
- Kennewick3720 S Zintel Way, Kennewick, WA 99337Directions
- Richland3180 Duportail St, Richland, WA 99352Directions
Arizona
2 branches
- Tucson East9725 E Broadway Blvd, Tucson, AZ 85748Directions
- Tucson Old Pueblo2500 E 22nd St, Tucson, AZ 85713Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.33% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.46% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.18% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $101 | $88 | — |
- CapitalNet worth ratio8.33%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.46%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.18%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$101Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of ICCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.