Bank · FDIC insured
Columbia Bank
A $65.4B bank, the 44th largest of 4,207, headquartered in Roseburg, OR, with 354 branches in 8 states. Best rates: CDs 3.80% and savings 2.00% APY.
Columbia Bank Carrot Score
72
Carrot Score
Higher than 32% of U.S. banks and credit unions
#32 of 62 in Seattle, WA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Columbia Bank
Columbia Bank is a subsidiary of Tacoma, Washington-based Columbia Banking System, Inc. and is headquartered in the Northwest.
The regional bank operates more than 350 locations across eight western states and provides retail, commercial, Small Business Administration, and corporate lending services.
- Headquarters
- 445 Se Main St, Roseburg, OR 97470
- FDIC certificate
- 17266 ↗
Branches
354 branches in 8 states
Loading map…
Washington
106 branchesOregon
105 branchesCalifornia
102 branchesIdaho
24 branchesArizona
7 branchesNevada
6 branchesColorado
2 branchesUtah
2 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.68% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.57% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.25% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $90 | $85 | — |
- CapitalLeverage ratio9.68%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.57%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.25%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$90Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Columbia Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.