Bank · FDIC insured
Yakima Federal Savings And Loan Savings Rates
Yakima Federal Savings And Loan’s best savings rate is 2.00% APY on $10,000, with its Elevate Money Market. Rates checked October 22, 2026.
How Yakima Federal Savings And Loan’s savings rates compare
Compared with banks and credit unions near Kennewick, WA, where Yakima Federal Savings And Loan has the most branches. $10,000, best rate first.
This bank’s best
Yakima Federal Savings And Loan
2.00%APY
- Minimum
- $10,000
- Earns on $10,000 a year
- $200
Elevate Money Market
Top rate
WaFd Bank
3.82%APY
- Minimum
- $0
- Earns on $10,000 a year
- $382
2nd-highest rate
ICCU
3.40%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $340
Yakima Federal Savings And Loan savings score
88
Savings score
Higher than 85% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0002.00%
- $100,000 balance$100,0003.50%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Yakima Federal Savings And Loan ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Elevate Money Market
2.00%APY
Available for consumer accounts only. Minimum deposit of new funds ($10,000), defined as money not currently on deposit with Yakima Federal or held in any account with us within the past 30 days, is required to open. Multi-tiered variable rate account. Open to all US residents.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Earns 0.05% APY / 0.05% interest rate on daily balances from $0.01 to $4,999.99. | 0.05% | — | Earns 0.05% APY / 0.05% interest rate on daily balances from $0.01 to $4,999.99. |
| $5,000 – $10,000Earns 0.05% APY / 0.05% interest rate on daily balances from $5,000.00 to $9,999.99. | 0.05% | — | Earns 0.05% APY / 0.05% interest rate on daily balances from $5,000.00 to $9,999.99. |
| $10,000 – $25,000Earns 2.00% APY / 2.00% interest rate on daily balances from $10,000.00 to $24,999.99. | 2.00% | $200 | Earns 2.00% APY / 2.00% interest rate on daily balances from $10,000.00 to $24,999.99. |
| $25,000 – $50,000Earns 2.75% APY / 2.75% interest rate on daily balances from $25,000.00 to $49,999.99. | 2.75% | — | Earns 2.75% APY / 2.75% interest rate on daily balances from $25,000.00 to $49,999.99. |
| $50,000 – $100,000Earns 3.00% APY / 3.00% interest rate on daily balances from $50,000.00 to $99,999.99. | 3.00% | — | Earns 3.00% APY / 3.00% interest rate on daily balances from $50,000.00 to $99,999.99. |
| $100,000 and upEarns 3.50% APY / 3.50% interest rate on daily balances of $100,000.00 and above. | 3.50% | — | Earns 3.50% APY / 3.50% interest rate on daily balances of $100,000.00 and above. |
Sources (2)
- yakimafed.com/deposit-accounts/savings-accounts
- yakimafed.com/wp-content/uploa…/Rate-Sheet-09232026.pdf
All captured Sep 25, 2026
Savings Advantage
1.00%APY
Open to all US residents. Interest rate earned is subject to daily balance and applicable rate tier; interest rate is subject to change.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. | 0.00% | — | Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. |
| $5,000 – $10,000Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. | 0.25% | — | Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. |
| $10,000 – $25,000Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. | 1.00% | $100 | Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. |
| $25,000 – $50,000Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. | 1.00% | — | Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. |
| $50,000 – $100,000Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. | 2.00% | — | Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. |
| $100,000 and upInterest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. | 3.00% | — | Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. |
Sources (2)
All captured Sep 15, 2026
Simply Savings
0.05%APY
Open to all US residents. Interest rate earned is subject to daily balance and applicable rate tier; interest rate is subject to change.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. | 0.05% | — | Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. |
| $5,000 – $10,000Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. | 0.05% | — | Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. |
| $10,000 – $25,000Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. | 0.05% | $5 | Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. |
| $25,000 – $50,000Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. | 0.05% | — | Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. |
| $50,000 – $100,000Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. | 0.05% | — | Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. |
| $100,000 and upInterest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. | 0.05% | — | Interest rate earned subject to daily balance and applicable rate tier; interest rate is subject to change. |
Sources (2)
All captured Sep 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.