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Credit union · NCUA insured

Credit Human Federal Credit Union

Top Carrot, Carrot Score 88Top Carrot

A $4.4B credit union, the 111th largest of 4,329, headquartered in San Antonio, TX, with 263,451 members and 29 branches in 4 states. Best rates: CDs 4.05% and savings 1.75% APY.

Credit Human Federal Credit Union Carrot Score

Carrot ScoreTop Carrot

Higher than 81% of U.S. banks and credit unions

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#10 of 47 in San Antonio, TX metroHow the score works →

Deposits are federally insured by the NCUA up to $250,000 per depositor.

About Credit Human Federal Credit Union

Chartered in 1935, Credit Human is a not-for-profit, member-owned financial cooperative headquartered in San Antonio, Texas.

Founded by federal workers as NFFE Local No. 28, it became Government Employees Credit Union in 1949, San Antonio Credit Union in 1987, and Credit Human in 2016.

The credit union provides financial products and services through Financial Health Centers located across San Antonio, Houston, and New Orleans.

Headquarters
1703 Broadway St, San Antonio, TX 78215-1438
NCUA charter
24382
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Membership

Who can join

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live, work, worship, or attend school in Credit Human's New Orleans service area are eligible for membership.
  • Individuals who live, work, worship, or attend school in Credit Human's San Antonio service area are eligible for membership.

Employers and groups

  • Employees or members of partner employers/organizations, or students at partner trade schools, colleges, or universities are eligible for membership.

Military, government and schools

  • Veterans, retirees, active duty members, and dependents of members of the U.S. Armed Forces or National Guard are eligible for membership.

Family and household

  • Individuals who have a family member who is a Credit Human member or who cohabitate with a Credit Human member are eligible for membership.

Other ways

  • Individuals may join by enrolling in the Louisiana Consumer Council (LACC) if living in Louisiana, or the American Consumer Council (ACC) if living elsewhere in the U.S., with Credit Human paying the joining fee.
1 more way to join

Other ways

  • Individuals who have a loan with Credit Human (including those opened through a dealership) are already members.

Cost to join

  • Membership requires opening a Share Savings account with a minimum deposit of $5.00.

Branches

29 branches in 4 states

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Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.