Credit union · NCUA insured
TAPCO Credit Union
A $719.3M credit union headquartered in Fircrest, WA, with 31,873 members and 6 branches in Washington. Best rates: CDs 4.00% and savings 1.85% APY.
TAPCO Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#19 of 62 in Seattle, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About TAPCO Credit Union
Founded in 1934, TAPCO Credit Union serves Washington State with branch locations in Tacoma, Fircrest, Puyallup, Frederickson, Bonney Lake, and Gig Harbor.
- Headquarters
- 6312 19th St W, Fircrest, WA 98466-6226
- NCUA charter
- 68298
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Washington State are eligible for membership.
Family and household
- Immediate family members of a current TAPCO member are eligible for membership.
Branches
6 branches in Washington
Loading map…
Washington
6 branches
- Main OfficeMain office6312 19th St W, Fircrest, WA 98466Directions
- Bonney Lake19371 Elhi Hill Rd, Bonney Lake, WA 98391Directions
- Gig Harbor7109 Pioneer Way, Gig Harbor, WA 98335Directions
- 6th Avenue2802 6th Ave, Tacoma, WA 98406Directions
- Canyon Branch5303 112th St E, Tacoma, WA 98446Directions
- Frederickson5320 176th St E, Tacoma, WA 98446Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.19% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.34% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 2.65% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $87 | $76 | — |
- CapitalNet worth ratio10.19%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.34%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets2.65%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$87Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of TAPCO Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.