Credit union · NCUA insured
Sound Credit Union
A $3.4B credit union, the 146th largest of 4,329, headquartered in Tacoma, WA, with 181,030 members and 26 branches in Washington. Best rates: CDs 4.05% and savings 2.00% APY.
Sound Credit Union Carrot Score
83
Carrot Score
Higher than 63% of U.S. banks and credit unions
#15 of 62 in Seattle, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Sound Credit Union
Started in 1940 by 51 telephone workers, Sound Credit Union is a locally-owned cooperative serving over 170,000 members in the Puget Sound area.
- Headquarters
- 1331 Broadway, Tacoma, WA 98402-3410
- NCUA charter
- 66331
Branches
26 branches in Washington
Loading map…
Washington
26 branches
Seattle area · 24
- Downtown Tacoma BranchMain office1331 Broadway, Tacoma, WA 98402Directions
- Auburn Branch1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001Directions
- Bellevue Branch40 148th Ave SE, Bellevue, WA 98007Directions
- Bonney Lake20216 98th St E, Bonney Lake, WA 98391Directions
- Bothell1926 201st Pl SE, Bothell, WA 98012Directions
- Burien Branch14647 Ambaum Blvd SW, Burien, WA 98166Directions
- Edmonds Branch202 5TH Ave S, Edmonds, WA 98020Directions
- Everett Branch33 SE Everett Mall Way, Everett, WA 98208Directions
- Federal Way Branch2020 S 320th St Ste H, Federal Way, WA 98003Directions
- Gig Harbor Branch4524 Point Fosdick Dr, Gig Harbor, WA 98335Directions
- Kent Branch10914 SE Kent Kangley Rd, Kent, WA 98030Directions
- Key Center Branch8920 Key Peninsula Hwy NW, Lakebay, WA 98349Directions
- Lakewood Branch7717 Bridgeport Way W, Lakewood, WA 98499Directions
- Alderwood2502 196th St SW Ste 110, Lynnwood, WA 98036Directions
- Lynnwood Branch5901 196TH St SW, Lynnwood, WA 98036Directions
- Mukilteo Branch9901 Harbour Pl, Mukilteo, WA 98275Directions
- Graham10208 187th St E Ste 100, Puyallup, WA 98374Directions
- Puyallup Branch117 14th Ave SE, Puyallup, WA 98372Directions
- Redmond Branch16424 NE 79th St, Redmond, WA 98052Directions
- Shoreline Branch16330 Aurora Ave N, Shoreline, WA 98133Directions
- Pacific Avenue Branch3633 Pacific Ave, Tacoma, WA 98418Directions
- Parkland Branch9911 Pacific Ave, Tacoma, WA 98444Directions
- Westgate Branch1802 N Pearl St, Tacoma, WA 98406Directions
- Southcenter Branch200 Andover Park E Ste 7, Tukwila, WA 98188Directions
Olympia area · 2
- Downtown Olympia223 5th AVe SE, Olympia, WA 98501Directions
- Olympia Branch3600 Martin Way E, Olympia, WA 98506Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.01% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.18% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.95% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $94 | $88 | — |
- CapitalNet worth ratio11.01%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.18%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.95%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$94Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Sound Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.