Compare Bank & Credit Union Rates
Best savings rates in Everett, WA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Everett, WA
- 3.82%APY$382 a year on $10,000
Requirements
Product: Offered exclusively online and may be discontinued at any time without notice. Not available in AZ, CA, ID, NV, OR, TX, UT, NM and WA states. Not available for IRAs or business accounts. Variable-rate account; interest compounded daily and credited monthly. Must fund account and provide required documentation within 20 business days of account opening.
Offer: No minimum opening deposit. No monthly account service charge.
3.75% interest rate · Compounded daily · No monthly fee · Effective May 4, 2026
Rate checked
More details - 3.51%APY$351 a year on $10,000
Requirements
Product: eStatement enrollment is required to earn the premier rate; if disabled, the regular Money Market rate is earned for that period.
Offer: No minimum to open. Requires $1,000.00 minimum balance and eStatement enrollment to earn dividends. Compounded and credited monthly.
3.45% interest rate · Effective Apr 1, 2025
Rate checked
More details - BECUMoney Market with Member AdvantageMoney Market with Member Advantage · $0 min · 0.35%–2.73% by balance
Credit union · 3 branches
2.02%APY$202 a year on $10,000with conditionsRequirements
Product: To open a Money Market Account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. Requires meeting Member Advantage relationship requirements to receive Member Advantage rates. No minimum balance required to open or maintain the account; no monthly maintenance fees.
Offer: Rate applies to entire balance. Requires Member Advantage.
Qualified rate · No monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market with Member Advantage Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.32% $50,000 – $100,000 2.38% $100,000 – $250,000 2.48% $250,000 – $500,000 2.58% $500,000 and up 2.73% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Sound membership with a Prime Savings account is required. Anyone who lives or works in WA can join. Over 3 checks per month incurs a $10 fee per check.
Offer: Dividends compounded and credited monthly. No monthly fee. Rates and fees are subject to change.
1.98% interest rate · No monthly fee
Rate checked
More details - Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 2 branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Traditional Money Market account with access via Online Services.
Offer: No minimum to open. Minimum $1,000 balance required to earn dividends. Compounded and credited monthly.
1.49% interest rate · Effective Apr 1, 2025
Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 2 branches
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Goal-oriented term savings account (6-24 months); fee applies if funds are withdrawn prior to maturity.
Offer: Compounds & credits monthly; minimum to open none; minimum to earn dividends none; 6-24 month terms available; fee applies if funds withdrawn prior to maturity.
1.00% interest rate · Effective Apr 1, 2025
Rate checked
More details - Northwest Plus Credit UnionRegular Money MarketRegular Money Market · $2,000 min · 0.70%–1.00% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: No monthly service charges. $5 required to open savings account to obtain membership. Fees may reduce earnings. Funds on deposit over $250,000 may not be insured by NCUA.
0.70% interest rate · No monthly fee · Effective May 27, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $2,000 – $9,999 0.70% $10,000 – $24,999Your amount 0.85% $25,000 and up 1.00% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Earns dividends on any balance; no minimum balance required.
Offer: Compounds & credits monthly; minimum to open none; minimum to earn dividends none.
0.75% interest rate · Effective Apr 1, 2025
Rate checked
More details - SnoCope Credit UnionMoney MarketMoney Market · $750 min · 0.50%–0.75% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Limit of 6 withdrawals per month. Dividends are calculated daily and paid monthly based on daily ending balance.
Offer: Dividends calculated daily and paid monthly.
0.50% interest rate · No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Balance APY $750 and up 0.50% $3,000 and up 0.55% $10,000 and upYour amount 0.60% $50,000 and up 0.75% Rate checked
More details - MountainCrest Credit UnionCash ManagementSavings · $2,500 min · 0.30%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Tiered-rate savings account with direct check-writing. If balance drops below $2,500, converts to Savings Account earning regular savings rate with no fee or penalty.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Cash Management Balance APY $2,500 – $50,000Your amount 0.30% $50,000 and up 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Regular share account required to begin membership; $50 minimum balance must remain in account at all times to continue membership.
0.30% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Everett, WA
61 accounts at 21 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Ranked across their CDs, savings, auto loans and credit cards. How scores work
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