Credit union · NCUA insured
Firefighters First Credit Union Savings Rates
Top CarrotFirefighters First Credit Union’s best savings rate is 1.60% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Firefighters First Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Firefighters First Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Firefighters First Credit Union
1.60%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $160
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Firefighters First Credit Union savings score
88
Savings score
Higher than 82% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.60%
- $100,000 balance$100,0001.75%
- QualifiedQualified1.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Firefighters First Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.60%APY
Variable-rate tiered account. Dividends are compounded and credited monthly. Rate will never fall below the regular savings account dividend rate as long as a $2,500 minimum balance is maintained.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.05% | — |
| $2,500 – $50,000 | 1.60% | $160 |
| $50,000 – $75,000 | 1.65% | — |
| $75,000 – $100,000 | 1.70% | — |
| $100,000 and up | 1.75% | — |
Sources (3)
- firefightersfirstcu.org/checking-savings/rates
- firefightersfirstcu.org/checki…ngs/savings/money-market
- firefightersfirstcu.org/rates
All captured Sep 16, 2026
Regular Share Account
0.25%APY
Establishes credit union membership and ownership. Variable rate; dividends compounded monthly and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceA $5.00 minimum balance is required to open and maintain membership.Any balance | 0.25% | $25 | A $5.00 minimum balance is required to open and maintain membership. |
Special-purpose accounts
IRA Money Market
1.60%APY
Individual Retirement Account (IRA) Money Market option.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.25% | — |
| $2,500 – $50,000 | 1.60% | $160 |
| $50,000 – $75,000 | 1.65% | — |
| $75,000 – $100,000 | 1.70% | — |
| $100,000 and up | 1.75% | — |
Sources (2)
All captured Sep 16, 2026
Coverdell ESA Shares
1.00%APY
Tax-advantaged education savings account. Beneficiary must be a member of Firefighters First Credit Union. Funds must be distributed within 30 days after the beneficiary reaches age 30. Contributor income limits apply (single filers up to $110,000, joint filers up to $220,000).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn dividends. Dividends compounded monthly and credited monthly.Any balance | 1.00% | $100 | No minimum balance required to earn dividends. Dividends compounded monthly and credited monthly. |
IRA Savings Account
1.00%APY
Individual Retirement Account (Traditional / Roth). Earnings grow tax-deferred or tax-free. Variable rate deposit account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn dividends.Any balance | 1.00% | $100 | No minimum balance required to earn dividends. |
Holiday Helper
0.30%APY
Dedicated savings account. Funds disburse automatically on or about November 15 each year. Partial withdrawals are not permitted prior to November 15; early withdrawal closes the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum deposit or balance requirement to open or maintain the account.Any balance | 0.30% | $30 | No minimum deposit or balance requirement to open or maintain the account. |
Who can join Firefighters First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Business membership accounts are available for member-owned businesses, fire departments, unions, and fire-related nonprofits.
Military, government and schools
- New, active, and retired firefighters, fire department employees, staff of nonprofit organizations supporting firefighters, and individuals receiving pensions from any of these groups are eligible to join.
Family and household
- Immediate family members of eligible individuals, including spouses, children, stepchildren, adopted children, parents, stepparents, siblings, grandparents, and grandchildren, are eligible for membership.
Membership information collected October 5, 2026.