Compare Bank & Credit Union Rates
Best savings rates in Silverdale, WA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Silverdale, WA
- 3.45%APY$345 a year on $10,000with conditions
Requirements
Product: Limit of one Rewards Savings account per tax reporting owner (TRO). Account must be paired with an open Rewards Checking or Cash Back Checking account to qualify for premium savings APY. If rewards qualifications are not met, the entire balance earns the non-qualifying APY. $15 early closing fee if closed within 90 days of opening. No monthly maintenance fee.
Offer: Qualifying balances less than $50,000; simple interest.
Qualified rate · 3.45% interest rate · No monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Rewards Savings Balance APY Up to $50,000Your amount 3.45% $50,000 and upAPY range is 3.45%-2.63% (assumes sample deposit of $75,000); 1.01%* Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Requires $100 minimum opening deposit of new money (funds not previously held on deposit at First Fed within the last 30 days). $5 monthly maintenance fee is waived with $100 minimum daily balance (if balance at assessment is less than $5, fee is balance less $0.01). $15 early closing fee if closed within 90 days of opening.
Offer: Daily compounding; monthly maintenance fee of $5 waived with $100 minimum daily balance; no minimum balance to earn APY.
2.71% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate checked
More details - BECUMoney Market with Member AdvantageMoney Market with Member Advantage · $0 min · 0.35%–2.73% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000with conditionsRequirements
Product: To open a Money Market Account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. Requires meeting Member Advantage relationship requirements to receive Member Advantage rates. No minimum balance required to open or maintain the account; no monthly maintenance fees.
Offer: Rate applies to entire balance. Requires Member Advantage.
Qualified rate · No monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market with Member Advantage Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.32% $50,000 – $100,000 2.38% $100,000 – $250,000 2.48% $250,000 – $500,000 2.58% $500,000 and up 2.73% Rate checked
More details - Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - 1st Security BankHigh Yield Money MarketHigh Yield Money Market · $1,500 min · 0.50%–2.00% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Monthly maintenance service charge of $15 is waived if maintaining a minimum daily balance of $1,500 and maintaining an active 1st Security Bank business or consumer checking account.
Offer: Maintain a minimum daily balance of $1,500 and an active 1st Security Bank business or consumer checking account to avoid $15 monthly maintenance service charge.
$15 monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $5,000 0.50% $5,000 – $100,000Your amount 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.50% $1,000,000 and up 2.00% Rate checked
More details - Kitsap Credit UnionPremium Money MarketPremium Money Market · $2,500 min · 0.65%–3.00% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: New money required (waived for existing funds held in maturing KCU certificates when deposited into a new Premium Money Market Account). Requires a Peak Checking or Business Checking account. Limited to one account per Tax ID.
Offer: New money required (waived for maturing KCU certificate funds). Requires Peak Checking or Business Checking account. Limited to one account per Tax ID.
Qualified rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY $1,000 – $15,000Your amount 0.65% $15,000 – $50,000 2.00% $50,000 – $100,000 2.40% $100,000 – $250,000 2.60% $250,000 – $500,000 2.75% $500,000 – $1,000,000 2.85% $1,000,000 and up 3.00% Rate checked
More details - 1st Security BankTiered Rate Money MarketTiered Rate Money Market · $100 min · 0.35%–1.00% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Interest is compounded and credited at the end of each month using the daily balance method. Monthly maintenance service charge of $15 is waived by maintaining a minimum daily balance of $1,500.
Offer: Maintain a minimum daily balance of $1,500 to avoid $15 monthly maintenance fee.
$15 monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for Tiered Rate Money Market Balance APY Up to $5,000 0.35% $5,000 – $50,000Your amount 0.55% $50,000 – $100,000 0.75% $100,000 and up 1.00% Rate checked
More details - Kitsap Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–1.40% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Variable rate. $1,000 minimum average daily balance to earn dividends and avoid monthly fee. $10.00 monthly fee is waived if average daily balance of $1,000 or higher is maintained.
Offer: Requires $1,000 minimum average daily balance to earn dividends. $10 monthly fee waived with average daily balance of $1,000 or higher.
$10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.50% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $500,000 1.10% $500,000 – $1,000,000 1.25% $1,000,000 and up 1.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Rates may change after account is opened. Fees could reduce earnings.
0.25% interest rate · Effective Oct 20, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: To open a Money Market Account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. No minimum balance required to open or maintain the account; no monthly maintenance fees.
Offer: Rate applies to entire balance.
No monthly fee · Effective Oct 7, 2026
Rate checked
More details - First Fed BankMadrona Money MarketMadrona Money Market · $10,000 min · 0.25%–3.35% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Rates may change after account is opened. $15 early closing fee if closed within 90 days. No monthly maintenance fee.
Offer: Minimum balance to earn APY is $1. Compounded daily.
0.25% interest rate · Compounded daily · Effective Oct 19, 2026
Rate by balance
Rate by balance for Madrona Money Market Balance APY Up to $100,000Your amount 0.25% $100,000 – $250,000 3.30% $250,000 and up 3.35% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Standard core membership savings account that establishes credit union membership. No maintenance fees, no minimum balance requirements, and no qualifying conditions required.
Offer: $0 opening deposit in person, $10 minimum deposit if opened online. No monthly maintenance fees or minimum balance requirements.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - First Fed BankSpruce Money MarketSpruce Money Market · $10,000 min · 0.01%–0.30% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Rates may change after account is opened. $15 early closing fee if closed within 90 days.
Offer: Minimum deposit to earn APY is $1. Compounded daily.
0.01% interest rate · Compounded daily · Effective Oct 19, 2026
Rate by balance
Rate by balance for Spruce Money Market Balance APY Up to $10,000 0.01% $10,000 – $100,000Your amountMinimum deposit to earn APY is $10,000.00. 0.10% $100,000 – $250,000Minimum deposit to earn APY is $100,000.00. 0.15% $250,000 – $499,999Minimum deposit to earn APY is $250,000.00. 0.20% $500,000 and upMinimum deposit to earn APY is $500,000.00. 0.30% Rate checked
More details - First Fed BankFirst Rate Money MarketFirst Rate Money Market · $1,000 min · 0.01%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Rates may change after account is opened. $15 early closing fee if closed within 90 days.
Offer: Minimum deposit to earn APY is $0.00. Compounded daily.
0.01% interest rate · Compounded daily · Effective Oct 19, 2026
Rate by balance
Rate by balance for First Rate Money Market Balance APY Up to $1,000 0.01% $1,000 – $10,000Minimum deposit to earn APY is $1,000.00. 0.05% $10,000 – $50,000Your amountMinimum deposit to earn APY is $10,000.00. 0.05% $50,000 – $100,000Minimum deposit to earn APY is $50,000.00. 0.10% $100,000 and upMinimum deposit to earn APY is $100,000.00. 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Silverdale, WA
43 accounts at 13 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 0.73%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.05%
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Bremerton, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Navy Federal Credit UnionCredit union · 4 branches
- First Fed BankBank · 2 branches