Credit union · NCUA insured
TAPCO Credit Union Savings Rates
TAPCO Credit Union’s best savings rate is 1.85% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How TAPCO Credit Union’s savings rates compare
Compared with banks and credit unions near Seattle, WA, where TAPCO Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
TAPCO Credit Union
1.85%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $185
Money Market
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
TAPCO Credit Union savings score
89
Savings score
Higher than 88% of U.S. banks and credit unions
- $1,000 balance$1,0001.85%
- $10,000 balance$10,0001.85%
- $100,000 balance$100,0002.05%
- QualifiedQualified1.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TAPCO Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.85%APY
Dividends compounded monthly. Keep a balance of $1,000 to avoid a monthly service fee. Tiered rate system where maintaining a larger balance earns a higher dividend rate.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $25,000 | 1.85% | $185 |
| $25,000 – $50,000 | 1.95% | — |
| $50,000 – $100,000 | 2.00% | — |
| $100,000 and up | 2.05% | — |
Sources (2)
All captured Oct 15, 2026
Additional Savings
0.01%APY
No monthly service charge.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.01% | $1 |
Sources (2)
All captured Sep 25, 2026
Regular Savings
0.01%APY
No monthly service charge. Insured up to $250,000 by NCUA. Requires $25 deposit to join TAPCO Credit Union.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.01% | $1 |
Sources (2)
All captured Sep 25, 2026
Special-purpose accounts
IRA Savings
1.50%APY
No monthly service fees. Dividends paid monthly. Contributions may be made in lump sums, direct deposit or regular deposits. Traditional or Roth IRAs available. Insured up to $250,000 by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Minimum balance to earn APY is $25. | 1.50% | $150 | Minimum balance to earn APY is $25. |
| $20,000 – $50,000Minimum balance to earn APY is $20,000. | 1.50% | — | Minimum balance to earn APY is $20,000. |
| $50,000 – $100,000Minimum balance to earn APY is $50,000. | 1.75% | — | Minimum balance to earn APY is $50,000. |
| $100,000 and upMinimum balance to earn APY is $100,000. | 2.00% | — | Minimum balance to earn APY is $100,000. |
Sources (3)
- tapcocu.org/personal/accounts/iras
- tapcocu.org/personal/accounts/savings
- tapcocu.org/personal/resources/rates/deposit-rates
All captured Sep 25, 2026
Who can join TAPCO Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Washington State are eligible for membership.
Family and household
- Immediate family members of a current TAPCO member are eligible for membership.
Membership information collected October 4, 2026.