Credit union · NCUA insured
WCLA Credit Union Savings Rates
WCLA Credit Union’s best savings rate is 1.30% APY on $10,000, with its Tiered-Rate Account. Rates checked October 22, 2026.
How WCLA Credit Union’s savings rates compare
Compared with banks and credit unions near Olympia, WA, where WCLA Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
WCLA Credit Union
1.30%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $130
Tiered-Rate Account
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
WCLA Credit Union savings score
87
Savings score
Higher than 78% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.30%
- $100,000 balance$100,0001.85%
- QualifiedQualified1.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where WCLA Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Tiered-Rate Account
1.30%APY
Allows up to six (6) withdrawals per month. Dividends compounded daily and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999Minimum to Open and Earn APY – $5,000. | 1.30% | $130 | Minimum to Open and Earn APY – $5,000. |
| $25,000 – $49,999Minimum to Open and Earn APY – $5,000. | 1.40% | — | Minimum to Open and Earn APY – $5,000. |
| $50,000 – $99,999Minimum to Open and Earn APY – $5,000. | 1.50% | — | Minimum to Open and Earn APY – $5,000. |
| $100,000 – $249,999Minimum to Open and Earn APY – $5,000. | 1.85% | — | Minimum to Open and Earn APY – $5,000. |
| $250,000 – $999,999Minimum to Open and Earn APY – $5,000. | 2.00% | — | Minimum to Open and Earn APY – $5,000. |
| $1,000,000 and upMinimum to Open and Earn APY – $5,000. | 2.75% | — | Minimum to Open and Earn APY – $5,000. |
Tiered-Rate Share Accounts
1.30%APY
Minimum to open and earn APY is $5,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999Minimum to open and earn APY is $5,000. | 1.30% | $130 | Minimum to open and earn APY is $5,000. |
| $25,000 – $49,999Minimum to open and earn APY is $5,000. | 1.40% | — | Minimum to open and earn APY is $5,000. |
| $50,000 – $99,999Minimum to open and earn APY is $5,000. | 1.50% | — | Minimum to open and earn APY is $5,000. |
| $100,000 – $249,999Minimum to open and earn APY is $5,000. | 1.85% | — | Minimum to open and earn APY is $5,000. |
| $250,000 – $999,999Minimum to open and earn APY is $5,000. | 2.00% | — | Minimum to open and earn APY is $5,000. |
| $1,000,000 and upMinimum to open and earn APY is $5,000. | 2.75% | — | Minimum to open and earn APY is $5,000. |
Sources (1)
- loggerscu.com/deposit-rates · captured Oct 4, 2026
Prime Share Savings
0.25%APY
A low $5 minimum deposit to open establishes membership; maintain a $5 balance to remain a member for life. Dividends calculated and compounded on a daily balance, declared and paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upA low $5 minimum deposit to open establishes membership at WCLA CU. Maintain a $5 balance for lifetime membership. Dividends calculated and compounded on a daily balance, declared and paid monthly.$5 and up | 0.25% | $25 | A low $5 minimum deposit to open establishes membership at WCLA CU. Maintain a $5 balance for lifetime membership. Dividends calculated and compounded on a daily balance, declared and paid monthly. |
Special-purpose accounts
IRA Savings
1.00%APY
Specifically designed for retirement savings. Available as Traditional IRAs and ROTH IRAs. No administration fees or annual charges. Dividends calculated and compounded on a daily balance, declared and paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo administration fees or annual charges. Traditional IRAs and ROTH IRAs available. Dividends calculated and compounded on a daily balance, declared and paid monthly.Any balance | 1.00% | $100 | No administration fees or annual charges. Traditional IRAs and ROTH IRAs available. Dividends calculated and compounded on a daily balance, declared and paid monthly. |
Children’s Share
0.80%APY
$5 minimum balance. Dividends calculated and compounded on a daily balance, declared and paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$5 minimum balance. Dividends calculated and compounded on a daily balance, declared and paid monthly.$5 and up | 0.80% | $80 | $5 minimum balance. Dividends calculated and compounded on a daily balance, declared and paid monthly. |
Sources (1)
- loggerscu.com/deposit-rates · captured Oct 4, 2026
Who can join WCLA Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to loggers and all persons and organizations/companies (including owners and employees) engaged in forestry, timber, wood products, or related activities.
Family and household
- Membership is open to families of company owners and employees in eligible forestry and related activities.
Cost to join
- Joining requires opening a savings account with a $5 deposit.
Membership information collected October 4, 2026.