Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 286–300 results in Texas
- TFNB Your Bank For LifeEdge Ahead SavingsSavings · $50 min · 0.25%–0.75% by balance
Bank · 6 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Must have a paired Cash Edge or Extra Edge checking account; not offered as a standalone account. Requires e-statements unless enrolled in Edge Plus. Must be of legal age to contract.
Offer: Earns 0.75% APY on balances up to $100,000.00 when monthly qualifications are met on paired Extra Edge or Cash Edge Checking: 1 direct deposit, ACH debit, or Bill Pay transaction per month; log into online banking at least once per month; and a minimum of 12 debit card transactions ($5 min per transaction) per month.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Edge Ahead Savings Balance APY Up to $100,000Your amount 0.75% Over $100,000 0.25% Rate checked
More details - 0.75%APY$75 a year on $10,000
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Designed for everyday savers maintaining a balance of $100 or more.
Offer: Interest earned on balances over $100 (minimum $100 to earn interest). $2.00 monthly fee applies if balance falls below $100 any day of the month.
0.75% interest rate · $2 monthly fee
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Requires maintaining a minimum balance of $25.00 in Primary Share Savings to keep membership active and maintain other accounts. Accounts may be designated as Individual, Joint, Uniform Transfer to Minors Act (UTMA), and Trust.
Offer: Dividends are compounded daily and credited monthly. Minimum balance of $25 required to maintain account and earn dividends.
0.75% interest rate · Compounded daily
Rate checked
More details - Energy Capital Credit UnionHigh-Yield SavingsSavings · $5 min · 0.25%–2.74% by balance
Credit union · 4 branches
0.74%APY$74 a year on $10,000with conditionsRequirements
Product: Dividends accrue daily and compound monthly based on average daily balance. Higher APY tiers apply when paired with an ECCU checking account. Minimum opening deposit is $5.
Offer: With checking account.
Qualified rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $9,999 0.25% $10,000 – $24,999Your amount 0.74% $25,000 – $49,999 1.24% $50,000 – $249,999 1.74% $250,000 – $499,999 2.24% $500,000 – $99,999,999,999 2.74% Rate checked
More details - MTCUMoney Market SharesMoney Market Shares · $2,500 min · 0.73%–1.16% by balance
Credit union · 3 branches
0.73%APY$73 a year on $10,000Requirements
Product: Dividends credited monthly. Dividend rates and Annual Percentage Yield may change monthly as determined by the Credit Union's Board of Directors. $2,500 minimum balance to open.
Offer: Credited Frequency: Monthly
0.73% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Shares Balance APY $2,500 – $25,000Your amount 0.73% $25,000 – $50,000 0.84% $50,000 – $99,000 0.94% Over $99,000 1.16% Rate checked
More details - Truity Credit UnionPerformance PlusSavings · $1,000 min · 0.65%–1.00% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: Balances calculated using daily balance method. Dividends compounded and credited monthly. $10.00 per month service charge fee if average daily balance is below $1,000.
Offer: Tier $0-$9,999. Calculated using daily balance method. $10.00 monthly fee if average daily balance is below $1,000.
0.64% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Performance Plus Balance APY Up to $9,999 0.65% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.75% $50,000 – $99,999 0.80% $100,000 – $199,999 0.85% $200,000 – $499,999 0.90% $500,000 and up 1.00% Rate checked
More details - Members Choice Credit UnionMoney Market CheckingMoney Market Checking · $1,000 min · 0.15%–2.22% by balance
Credit union · 3 branches
0.70%APY$70 a year on $10,0000.15% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY $1,000 – $2,500 0.15% $2,501 – $5,000 0.50% $5,001 – $10,000Your amount 0.70% $10,001 – $25,000 0.90% $25,001 – $75,000 1.11% $75,001 – $150,000 1.51% $150,001 and up 2.22% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Membership Required. Minimum $1,000 daily balance required to avoid $10 monthly service fee.
Offer: Minimum $1,000 daily balance required to avoid $10 monthly service fee.
0.70% interest rate · Balance cap $25,000 · $10 monthly fee · Effective Oct 6, 2026
Rate checked
More details - Truity Credit UnionPerformance PlusPerformance Plus · $1,000 min · 0.65%–1.00% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: Balances calculated using the daily balance method. Free transfers/withdrawals limited to six per calendar month or statement cycle. $10.00 excessive draft fee per draft.
Offer: $10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly.
0.64% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Performance Plus Balance APY Up to $9,999 0.65% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.75% $50,000 – $99,999 0.80% $100,000 – $199,999 0.85% $200,000 – $499,999 0.90% $500,000 and up 1.00% Rate checked
More details - Government Employees FCUMoney Market Savings Account-SWIS AccountMoney Market Savings Account-SWIS Account · $2,500 min · 0.10%–0.70% by balance
Credit union · 6 branches
0.70%APY$70 a year on $10,000Requirements
Product: Dividends compound and credit monthly. Dividends paid based on daily balance. Dividend rate may change monthly. No more than three drafts per month with a minimum of $500.00 per transaction. Minimum balance required to earn stated APY is $2,500.00. Minimum to open is $2,500.00.
0.70% interest rate
Rate by balance
Rate by balance for Money Market Savings Account-SWIS Account Balance APY $2,500 – $25,000Your amount 0.70% $25,000 – $75,000 0.10% $75,000 – $100,000 0.15% Over $100,000 0.20% Rate checked
More details - Armed Forces BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.65%–1.75% by balance
Bank · 1 branch
0.70%APY$70 a year on $10,000intro rateRequirements
Product: A monthly service charge of $10 applies if balance falls below $1,000 on any day of the statement period. Closing account within 90 days of opening incurs a $25 fee.
Offer: Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle.
Promotional rate · $10 monthly fee
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.65% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 – $100,000 0.90% $100,000 – $250,000 1.25% $250,000 and up 1.75% Rate checked
More details - Communities of Abilene Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.70%–0.85% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: $2,500 minimum balance to earn dividends. No penalty for 3 (or less) transactions monthly. Dividends declared and paid weekly.
Offer: Declared & Paid Weekly (Tuesday). Daily Balance Method to compute dividends.
0.70% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $25,000Your amount 0.70% $25,000 – $50,000 0.75% $50,000 – $100,000 0.80% $100,000 and up 0.85% Rate checked
More details - TruGrocer Federal Credit UnionMoney Market Share Account (MMSA)Money Market Share Account (MMSA) · $2,500 min · 0.70%–1.51% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Applicants must have established membership through a Regular Share Account (S1). Minimum balance requirement is $2,500. Up to 6 telephone or electronic transfers allowed per calendar month.
Offer: Must maintain a daily balance of $2,500 to obtain disclosed APY. No service fees.
0.70% interest rate
Rate by balance
Rate by balance for Money Market Share Account (MMSA) Balance APY $2,500 – $25,000Your amount 0.70% $25,000 – $100,000 0.95% $100,000 – $350,000dividend rate stated for $100,000 to $349,999.99. 1.36% $350,000 and up 1.51% Rate checked
More details - Coastal Community Federal Credit UnionHigh-Tide Checking (Money Market)High-Tide Checking (Money Market) · $2,500 min · 0.68%–1.66% by balance
Credit union · 4 branches
0.68%APY$68 a year on $10,000Requirements
Product: There may be a penalty for early withdrawal or not maintaining a minimum balance. Dividends credited monthly.
Offer: Monthly dividend period; day in/day out term. There may be a penalty for early withdrawal or not maintaining a minimum balance.
0.68% interest rate · Effective Jul 21, 2026
Rate by balance
Rate by balance for High-Tide Checking (Money Market) Balance APY $2,500 – $24,999Your amount 0.68% $25,000 – $99,999 1.36% $100,000 and up 1.66% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
964 accounts at 412 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches