Coastal Community Federal Credit Union Savings & Money Market Rates

How Coastal Community Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Houston, TX, where Coastal Community Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Coastal Community Federal Credit Union
0.68%APY
Earns on $10,000 a year
$68
High-Tide Checking (Money Market)
Top rate
Heritage Hub Federal Credit Union
5.13%APY
Earns on $10,000 a year
$513
Heritage Hub Federal Credit Union rates
2nd-highest rate
Nizari Credit Union
4.00%APY
Earns on $10,000 a year
$400
Nizari Credit Union rates

Compare savings rates near you →

Savings score

Higher than 55% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.08%
$10,000 balance$10,0000.68%
$100,000 balance$100,0001.66%
QualifiedQualified0.68%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Coastal Community Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

High-Tide Checking (Money Market)

0.68%APY

There may be a penalty for early withdrawal or not maintaining a minimum balance. Dividends credited monthly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$2,500 – $24,999Monthly dividend period; day in/day out term. There may be a penalty for early withdrawal or not maintaining a minimum balance.	0.68%	$68	Monthly dividend period; day in/day out term. There may be a penalty for early withdrawal or not maintaining a minimum balance.
$25,000 – $99,999Monthly dividend period; day in/day out term. There may be a penalty for early withdrawal or not maintaining a minimum balance.	1.36%	—	Monthly dividend period; day in/day out term. There may be a penalty for early withdrawal or not maintaining a minimum balance.
$100,000 and upMonthly dividend period; day in/day out term. There may be a penalty for early withdrawal or not maintaining a minimum balance.	1.66%	—	Monthly dividend period; day in/day out term. There may be a penalty for early withdrawal or not maintaining a minimum balance.

Sources (1)

coastalcommunityfcu.org/deposit-rates · captured Sep 25, 2026

Regular Savings

0.16%APY$5 to open

All it takes is $5 to open an account here at Coastal. This savings account pays quarterly dividends. There may be a penalty for early withdrawal or not maintaining a minimum balance.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$100 – $2,000Quarterly dividend period; Day In/Day Out term; early withdrawal or not maintaining minimum balance penalty may apply.	0.08%	—	Quarterly dividend period; Day In/Day Out term; early withdrawal or not maintaining minimum balance penalty may apply.
$2,001 and upListed as Regular Shares tier for $2,001+; Quarterly dividend period; Day In/Day Out term; early withdrawal or not maintaining minimum balance penalty may apply.	0.16%	$16	Listed as Regular Shares tier for $2,001+; Quarterly dividend period; Day In/Day Out term; early withdrawal or not maintaining minimum balance penalty may apply.

Sources (3)

All captured Sep 25, 2026

Special Savings

0.08%APY · 1 termPromotional

Quarterly dividend period; 3 months term; penalty for early withdrawal or not maintaining minimum balance may apply.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
3 monthsQuarterly dividend period; 3 months term; early withdrawal or not maintaining minimum balance penalty may apply	0.08%	$2

Sources (2)

All captured Sep 25, 2026

Who can join Coastal Community Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Individuals who reside, work, worship, or attend school in Galveston County are eligible for membership.
People who live, work, worship, or attend school in a concentrated census tract area surrounding the CE Branch at 7002 Fauna St. in Houston are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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