Credit union · NCUA insured
Chevron Federal Credit Union Savings Rates
Chevron Federal Credit Union’s best savings rate is 3.15% APY on $10,000, with its MarketEdge Money Market Savings. Rates checked October 16, 2026.
How Chevron Federal Credit Union’s savings rates compare
Compared with banks and credit unions near San Francisco, CA, where Chevron Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Chevron Federal Credit Union
3.15%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $315
MarketEdge Money Market Savings
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Chevron Federal Credit Union savings score
94
Savings score
Higher than 97% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0003.15%
- $100,000 balance$100,0003.25%
- QualifiedQualified3.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Chevron Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
MarketEdge Money Market Savings
3.15%APY
High-yield savings account with checks and debit card convenience. No term restrictions. Balances below $2,500 earn regular Primary Share Savings rate. Requires maintaining $25 minimum balance in Primary Share Savings account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Balances below $2,500 earn regular Primary Share Savings dividend rate. | 0.75% | — | Balances below $2,500 earn regular Primary Share Savings dividend rate. |
| $2,500 – $10,000 | 3.15% | — | |
| $10,000 – $25,000 | 3.15% | $315 | |
| $25,000 – $50,000 | 3.25% | — | |
| $50,000 – $100,000 | 3.25% | — | |
| $100,000 – $250,000 | 3.25% | — | |
| $250,000 and up | 3.25% | — |
Sources (3)
- chevronfcu.org
- chevronfcu.org/rates/marketedge
- chevronfcu.org/checking-and-sa…-yield-savings-solutions
All captured Oct 16, 2026
Special-purpose accounts
MySavings Youth
0.75%APY
Available for members 21 years old and younger. Only one MySavings Youth account allowed per member. Primary Member must opt out of paper statements and sign up for eStatements within 60 days of account opening; failure to enroll within 60 days automatically converts account to regular Savings earning standard Savings rate. No monthly fees or minimum balance requirements.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $1,000Applies to balances up to $1,000. Requires enrollment in eStatements within 60 days. Must maintain minimum balance of $25 in Primary Share Savings. · $0 to open | 7.00% | $0 | — | Applies to balances up to $1,000. Requires enrollment in eStatements within 60 days. Must maintain minimum balance of $25 in Primary Share Savings. |
| Over $1,000Balances of $1,000.01 and above earn the regular Primary Share Savings dividend rate. · Unknown to open | 0.75% | Unknown | $75 | Balances of $1,000.01 and above earn the regular Primary Share Savings dividend rate. |
Sources (2)
All captured Sep 16, 2026
Accumulative IRA / Roth IRA
0.75%APY
Available as Traditional and Roth IRAs in a liquid savings plan.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends are compounded daily and credited monthly.Any balance | 0.75% | $75 | Dividends are compounded daily and credited monthly. |
Sources (2)
All captured Sep 16, 2026
Primary Share Savings
0.75%APY
Requires maintaining a minimum balance of $25.00 in Primary Share Savings to keep membership active and maintain other accounts. Accounts may be designated as Individual, Joint, Uniform Transfer to Minors Act (UTMA), and Trust.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends are compounded daily and credited monthly. Minimum balance of $25 required to maintain account and earn dividends.$25 and up | 0.75% | $75 | Dividends are compounded daily and credited monthly. Minimum balance of $25 required to maintain account and earn dividends. |
Sources (2)
All captured Sep 16, 2026
Who can join Chevron Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located in select areas in San Francisco, California, or Frederick County, Maryland qualify for membership.
Employers and groups
- Select contractors of Chevron Corporation qualify for membership.
- Employees or retirees of Chevron Corporation, its wholly-owned subsidiaries and select affiliates worldwide qualify for membership.
- Chevron branded jobbers and dealers, and federal lubricant marketers (jobbers) qualify for membership.
- Members of Chevron Federal Credit Union's nonprofit partner associations qualify for membership.
- Employees of a Chevron Federal Credit Union sponsor company qualify for membership.
2 more ways to join
Family and household
- Family members of a deceased member or eligible person qualify for membership.
- Family members or household members of an eligible person qualify for membership.
Cost to join
- Each member owns a share secured by an initial deposit of $25 (or $50 for joint memberships) in a Primary Share Savings account.
Membership information collected October 5, 2026.