Credit union · NCUA insured
Soarion Credit Union
A $560.7M credit union headquartered in San Antonio, TX, with 58,938 members and 8 branches in Texas. Best rates: savings 0.70% APY.
Soarion Credit Union Carrot Score
76
Carrot Score
Higher than 41% of U.S. banks and credit unions
#22 of 47 in San Antonio, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Soarion Credit Union
Soarion Credit Union is a member-owned federal credit union headquartered in San Antonio, Texas, founded in 1952.
Originally founded as Lackland Federal Credit Union and formerly known as AFFCU, the institution now serves nearly 55,000 members worldwide.
- Headquarters
- 750 E Mulberry Ave, San Antonio, TX 78212-3159
- NCUA charter
- 8169
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals qualify for membership if they live, work (or regularly conduct business in), worship, attend school, or have a business or other legal entity located in Del Rio, Texas, and surrounding counties.
- Individuals qualify for membership if they live, work (or regularly conduct business in), worship, attend school, or have a business or other legal entity located within qualified areas of San Antonio / Bexar County, Texas.
Employers and groups
- Individuals qualify for membership by joining the Airman Heritage Foundation.
Military, government and schools
- Active duty members, reservists, veterans, retirees, or dependents of a member of the U.S. Armed Forces or National Guard residing or working in Texas, Oklahoma, Arkansas, Louisiana, or Mississippi qualify for membership.
Family and household
- Individuals who are family members or reside in the household of a person who qualifies for membership are eligible to join.
Branches
8 branches in Texas
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Texas
8 branches
San Antonio area · 7
- Soarion PlazaMain office750 E Mulberry Ave, San Antonio, TX 78212Directions
- Lackland2180 Reese St Bldg 1285, Lackland AFB, TX 78236Directions
- Braun Pointe9910 W Loop 1604 N, Ste 129, San Antonio, TX 78254Directions
- Brooks City Base2603 SE Military Dr, Suite 101, San Antonio, TX 78223Directions
- Summit Church2538 Summit Church Rd, Suite 107, San Antonio, TX 78259Directions
- Valley Hi151 Valley Hi Dr, San Antonio, TX 78227Directions
- Schertz/30096000 FM 3009 Ste 206, Schertz, TX 78154Directions
Del Rio area · 1
- Del Rio200 Avenue C, Del Rio, TX 78840Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 6.79% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.01% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.28% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $87 | $76 | — |
- CapitalNet worth ratio6.79%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.01%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.28%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$87Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Soarion Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.