Credit union · NCUA insured
Soarion Credit Union Savings Rates
Soarion Credit Union’s best savings rate is 0.70% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Soarion Credit Union’s savings rates compare
Compared with banks and credit unions near San Antonio, TX, where Soarion Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Soarion Credit Union
3.00%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $300
High Yield Savings
Top rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
Soarion Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0003.00%
- $10,000 balance$10,0003.00%
- $100,000 balance$100,0001.15%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Soarion Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings
3.00%APY
Membership required. Minimum $1,000 opening deposit required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Minimum $1,000 daily balance required to avoid $10 monthly service fee. Up to 6 free withdrawals or transfers per monthly statement cycle ($10 each additional). Dividends compounded and credited monthly. | 3.00% | $300 | Minimum $1,000 daily balance required to avoid $10 monthly service fee. Up to 6 free withdrawals or transfers per monthly statement cycle ($10 each additional). Dividends compounded and credited monthly. |
| Over $25,000Minimum $1,000 daily balance required to avoid $10 monthly service fee. Up to 6 free withdrawals or transfers per monthly statement cycle ($10 each additional). Dividends compounded and credited monthly. | 1.00% | — | Minimum $1,000 daily balance required to avoid $10 monthly service fee. Up to 6 free withdrawals or transfers per monthly statement cycle ($10 each additional). Dividends compounded and credited monthly. |
Money Market Account
Up to 0.70%APY
Membership Required. Minimum $1,000 daily balance required to avoid $10 monthly service fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Minimum $1,000 daily balance required to avoid $10 monthly service fee. | 0.60% | $60 | Minimum $1,000 daily balance required to avoid $10 monthly service fee. |
| $2,500 – $25,000Minimum $1,000 daily balance required to avoid $10 monthly service fee. | 0.70% | $70 | Minimum $1,000 daily balance required to avoid $10 monthly service fee. |
| $25,000 – $50,000Minimum $1,000 daily balance required to avoid $10 monthly service fee. | 1.00% | — | Minimum $1,000 daily balance required to avoid $10 monthly service fee. |
| $50,000 – $100,000Minimum $1,000 daily balance required to avoid $10 monthly service fee. | 1.15% | — | Minimum $1,000 daily balance required to avoid $10 monthly service fee. |
| Over $100,000Minimum $1,000 daily balance required to avoid $10 monthly service fee. | 1.25% | — | Minimum $1,000 daily balance required to avoid $10 monthly service fee. |
Sources (1)
- soarion.org/more/rates · captured Oct 6, 2026
Secondary Savings
0.10%APY
Membership required. No minimum opening balance required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited monthly. Daily balance computation method. Up to 6 free withdrawals or transfers permitted per monthly statement cycle ($10 each additional).Any balance | 0.10% | $10 | Dividends compounded and credited monthly. Daily balance computation method. Up to 6 free withdrawals or transfers permitted per monthly statement cycle ($10 each additional). |
Sources (1)
- soarion.org/more/rates · captured Oct 6, 2026
Primary Savings
0.05%APY
Membership required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends compounded and credited monthly. Daily balance computation method. Up to 6 free withdrawals or transfers permitted per monthly statement cycle ($10 each additional).$5 and up | 0.05% | $5 | Dividends compounded and credited monthly. Daily balance computation method. Up to 6 free withdrawals or transfers permitted per monthly statement cycle ($10 each additional). |
Sources (1)
- soarion.org/more/rates · captured Oct 6, 2026
Special-purpose accounts
Individual Retirement Account (IRA) Savings
0.30%APY
Available as Traditional IRA or Roth IRA wrappers. Membership required. Minimum $5.00 opening balance required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Dividends compounded and credited monthly. Daily balance computation method. | 0.30% | — | Dividends compounded and credited monthly. Daily balance computation method. |
| $2,500 – $10,000Dividends compounded and credited monthly. Daily balance computation method. | 0.30% | — | Dividends compounded and credited monthly. Daily balance computation method. |
| $10,000 – $25,000Dividends compounded and credited monthly. Daily balance computation method. | 0.30% | $30 | Dividends compounded and credited monthly. Daily balance computation method. |
| $25,000 – $50,000Dividends compounded and credited monthly. Daily balance computation method. | 0.45% | — | Dividends compounded and credited monthly. Daily balance computation method. |
| $50,000 – $90,000Dividends compounded and credited monthly. Daily balance computation method. | 0.45% | — | Dividends compounded and credited monthly. Daily balance computation method. |
| $90,000 – $100,000Dividends compounded and credited monthly. Daily balance computation method. | 0.55% | — | Dividends compounded and credited monthly. Daily balance computation method. |
| $100,000 and upDividends compounded and credited monthly. Daily balance computation method. | 0.55% | — | Dividends compounded and credited monthly. Daily balance computation method. |
Christmas Club Savings
0.10%APY
No minimum opening balance required. Early withdrawal fee is $10. Early closure fee is $10.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited monthly. Daily balance computation method.Any balance | 0.10% | $10 | Dividends compounded and credited monthly. Daily balance computation method. |
Sources (1)
- soarion.org/more/rates · captured Oct 6, 2026
Student Savings
0.10%APY
For students 13-17 years of age. Opened with a parent or legal guardian as joint owner. Membership required. Eligible for Soarion Credit Union's Scholarship Program.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends compounded and credited monthly. Daily balance computation method. Limited to six (6) transfers or withdrawals per month.$5 and up | 0.10% | $10 | Dividends compounded and credited monthly. Daily balance computation method. Limited to six (6) transfers or withdrawals per month. |
Sources (2)
All captured Oct 6, 2026
Youth Savings
0.10%APY
For children 0-12 years of age. Opened with a parent or legal guardian as joint owner. Membership required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends compounded and credited monthly. Daily balance computation method. Limited to six (6) transfers or withdrawals per month.$5 and up | 0.10% | $10 | Dividends compounded and credited monthly. Daily balance computation method. Limited to six (6) transfers or withdrawals per month. |
Sources (2)
All captured Oct 6, 2026
Who can join Soarion Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals qualify for membership if they live, work (or regularly conduct business in), worship, attend school, or have a business or other legal entity located in Del Rio, Texas, and surrounding counties.
- Individuals qualify for membership if they live, work (or regularly conduct business in), worship, attend school, or have a business or other legal entity located within qualified areas of San Antonio / Bexar County, Texas.
Employers and groups
- Individuals qualify for membership by joining the Airman Heritage Foundation.
Military, government and schools
- Active duty members, reservists, veterans, retirees, or dependents of a member of the U.S. Armed Forces or National Guard residing or working in Texas, Oklahoma, Arkansas, Louisiana, or Mississippi qualify for membership.
Family and household
- Individuals who are family members or reside in the household of a person who qualifies for membership are eligible to join.
Membership information collected October 5, 2026.