Credit union · NCUA insured
Members Choice Credit Union Savings Rates
Members Choice Credit Union’s best savings rate is 0.70% APY on $10,000, with its Money Market Checking. Rates checked October 16, 2026.
How Members Choice Credit Union’s savings rates compare
Compared with banks and credit unions near Waco, TX, where Members Choice Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Members Choice Credit Union
0.70%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $70
Money Market Checking
Top rate
Texell Credit Union
3.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $350
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Members Choice Credit Union savings score
81
Savings score
Higher than 57% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.70%
- $100,000 balance$100,0001.51%
- QualifiedQualified0.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Members Choice Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Checking
0.70%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $2,500 | 0.15% | — |
| $2,501 – $5,000 | 0.50% | — |
| $5,001 – $10,000 | 0.70% | $70 |
| $10,001 – $25,000 | 0.90% | — |
| $25,001 – $75,000 | 1.11% | — |
| $75,001 – $150,000 | 1.51% | — |
| $150,001 and up | 2.22% | — |
Sources (2)
All captured Oct 8, 2026
Who can join Members Choice Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Bosque, Coryell, Falls, Hill, Limestone, McLennan, Milam, or Robertson County are eligible for membership.
Membership information collected October 5, 2026.