Credit union · NCUA insured
Chevron Federal Credit Union
A $5.4B credit union, the 76th largest of 4,329, headquartered in Concord, CA, with 140,127 members and 20 branches in 6 states. Best rates: savings 3.15% APY.
Chevron Federal Credit Union Carrot Score
82
Carrot Score
Higher than 61% of U.S. banks and credit unions
#30 of 71 in San Francisco, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Chevron Federal Credit Union
Chevron Federal Credit Union is a member-owned credit union headquartered in Concord, California.
- Headquarters
- 2300 Clayton Rd Ste 700, Concord, CA 94520
- NCUA charter
- 24326
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located in select areas in San Francisco, California, or Frederick County, Maryland qualify for membership.
Employers and groups
- Select contractors of Chevron Corporation qualify for membership.
- Employees or retirees of Chevron Corporation, its wholly-owned subsidiaries and select affiliates worldwide qualify for membership.
- Chevron branded jobbers and dealers, and federal lubricant marketers (jobbers) qualify for membership.
- Members of Chevron Federal Credit Union's nonprofit partner associations qualify for membership.
- Employees of a Chevron Federal Credit Union sponsor company qualify for membership.
2 more ways to join
Family and household
- Family members of a deceased member or eligible person qualify for membership.
- Family members or household members of an eligible person qualify for membership.
Cost to join
- Each member owns a share secured by an initial deposit of $25 (or $50 for joint memberships) in a Primary Share Savings account.
Branches
20 branches in 6 states
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California
7 branches
San Francisco area · 4
- Concord HeadquartersMain office2300 Clayton Rd Ste 700, Concord, CA 94520Directions
- BR 4 Richmond200 Chevron Way Rm 10-2114, Richmond, CA 94801Directions
- BR#3 San Ramon2600 Camino Ramon Ste CF120, San Ramon, CA 94583Directions
- BR#206 Pleasant Hill3003 Oak Rd Ste 106, Walnut Creek, CA 94597Directions
Bakersfield area · 2
- BR#21 Kern River1546 China Grade Loop # J3, Bakersfield, CA 93308Directions
- BR#210 Bakersfield5060 California Ave Ste 190, Bakersfield, CA 93309Directions
Los Angeles area · 1
- BR#9 El Segundo324 W El Segundo Blvd, El Segundo, CA 90245Directions
Texas
7 branches
El Paso area · 2
- BR# 212 Marathon Admin212 N Clark Dr Bldg 4, El Paso, TX 79905Directions
- BR#208 El Paso1404 N Lee Trevino Dr, El Paso, TX 79936Directions
Houston area · 2
- BR#14 Houston Allen333 Clay St Ste 200, Houston, TX 77002Directions
- BR#33 1500 Lousiana1500 Louisiana St Ste 1248, Houston, TX 77002Directions
Midland area · 1
- BR#30 Midland6301 Deauville, Ste S1802, Midland, TX 79706Directions
Beaumont area · 1
- BR# 211 - Port Arthur3570 S Gulfway Dive, Port Arthur, TX 77640Directions
Brownsville area · 1
- BR# 213 Brownsville48326 State Highway 48, Port Isabel, TX 78578Directions
Louisiana
2 branches
New Orleans area · 1
- BR#31 Oak Point10285 Highway 23, Gate 1, Belle Chasse, LA 70037Directions
Slidell area · 1
- BR#6 Covington100 Northpark Blvd # B1302A, Covington, LA 70433Directions
Utah
2 branches
- BR#207 Bountiful273 W 500 S, Ste 24, Suite 24, Bountiful, UT 84010Directions
- BR#28 SLC Refinery685 S Chevron Way Ste A1103, North Salt Lake, UT 84054Directions
Mississippi
1 branch
- BR#23 Pascagoula250 Industrial Rd, Pascagoula, MS 39581Directions
Virginia
1 branch
- BR#205 Reston12011 Sunset Hills Rd Ste 110, Reston, VA 20190Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.38% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.38% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.68% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $88 | $88 | — |
- CapitalNet worth ratio12.38%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.38%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.68%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$88Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Chevron Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.