Bank · FDIC insured
Texas Heritage National Bank Savings Rates
Texas Heritage National Bank’s best savings rate is 1.00% APY on $10,000, with its Money Market Checking Account. Rates checked October 16, 2026.
How Texas Heritage National Bank’s savings rates compare
Compared with banks and credit unions near Longview, TX, where Texas Heritage National Bank has the most branches. $10,000, best rate first.
This bank’s best
Texas Heritage National Bank
1.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $100
Money Market Checking Account
Top rate
Barksdale Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Texas Heritage National Bank savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texas Heritage National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Checking Account
1.00%APY
Interest begins accruing on balances over $2,500. $5 monthly fee waived with a $2,500 daily balance. Includes 6 debit transactions per cycle and unlimited in-branch/lobby transactions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upInterest begins accruing on balances over $2500. Interest is compounded and paid monthly. $5 monthly fee is waived by maintaining a $2,500 daily balance.$2,500 and up | 1.00% | $100 | Interest begins accruing on balances over $2500. Interest is compounded and paid monthly. $5 monthly fee is waived by maintaining a $2,500 daily balance. |
Sources (2)
All captured Sep 17, 2026
Traditional Savings
0.75%APY
Designed for everyday savers maintaining a balance of $100 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest earned on balances over $100 (minimum $100 to earn interest). $2.00 monthly fee applies if balance falls below $100 any day of the month.Any balance | 0.75% | $75 | Interest earned on balances over $100 (minimum $100 to earn interest). $2.00 monthly fee applies if balance falls below $100 any day of the month. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Lil' Buckaroo Savings
1.26%APY
Youth savings account made for children under 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor children under 18. Interest earned on balances over $100 (minimum $100 to earn interest). No monthly fee.Any balance | 1.26% | $126 | For children under 18. Interest earned on balances over $100 (minimum $100 to earn interest). No monthly fee. |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.