Credit union · NCUA insured
TruGrocer Federal Credit Union
A $319.4M credit union headquartered in Meridian, ID, with 22,572 members and 7 branches in 6 states. Best rates: CDs 3.66% and savings 0.70% APY.
TruGrocer Federal Credit Union Carrot Score
86
Carrot Score
Higher than 73% of U.S. banks and credit unions
#7 of 35 in Boise City, ID metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About TruGrocer Federal Credit Union
- Headquarters
- 2471 S Titanium Pl, Meridian, ID 83642
- NCUA charter
- 17127
Branches
7 branches in 6 states
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Idaho
2 branches
- Boise501 E Highland St, Boise, ID 83706Directions
- Meridian3335 E Overland Rd, Meridian, ID 83642Directions
Arizona
1 branch
- Phoenix4961 W Bell Rd Ste B6, Glendale, AZ 85308Directions
California
1 branch
- Los Angeles341 Imperial Hwy, Fullerton, CA 92835Directions
Florida
1 branch
- Orlando5403 Deep Lake Rd, Oviedo, FL 32765Directions
Maine
1 branch
- Wells205 Spencer Dr, Wells, ME 04090Directions
Texas
1 branch
- Dfw1327 Brown Trl, Bedford, TX 76022Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.03% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.81% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | -0.85% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $57 | $76 | — |
- CapitalNet worth ratio16.03%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.81%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets-0.85%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$57Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of TruGrocer Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.