Credit union · NCUA insured
Coastal Community Federal Credit Union
A $96M credit union headquartered in Galveston, TX, with 11,008 members and 4 branches in Texas. Best rates: CDs 3.65% and savings 0.68% APY.
Coastal Community Federal Credit Union Carrot Score
84
Carrot Score
Higher than 67% of U.S. banks and credit unions
#43 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Coastal Community Federal Credit Union
Founded in 1957 by city firefighters as Galveston Firemen’s Federal Credit Union, Coastal Community Federal Credit Union is headquartered in Galveston, Texas.
Originally renamed City of Galveston Federal Credit Union in 1973, it became Coastal Community Federal Credit Union in 2000 when expanding its charter.
- Headquarters
- 2302 Church St, Galveston, TX 77550
- NCUA charter
- 11927
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside, work, worship, or attend school in Galveston County are eligible for membership.
- People who live, work, worship, or attend school in a concentrated census tract area surrounding the CE Branch at 7002 Fauna St. in Houston are eligible for membership.
Branches
4 branches in Texas
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Texas
4 branches
- Main OfficeMain office2302 Church St, Galveston, TX 77550Directions
- Stewart Road6811 Stewart Rd, Galveston, TX 77551Directions
- Houston Branch7002 Fauna St, Houston, TX 77061Directions
- La Marque Branch6708 Gulf Fwy, La Marque, TX 77568Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.95% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.79% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.99% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $55 | $59 | — |
- CapitalNet worth ratio9.95%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.79%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.99%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$55Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Coastal Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.