Compare Bank & Credit Union Rates
Best savings rates in Frisco, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Frisco, TX
- First United BankHigh Yield Money MarketHigh Yield Money Market · $100 min · 1.82%–3.44% by balance
Bank · 2 branches
1.82%APY$182 a year on $10,000intro rateRequirements
Product: Requires funding with $5,000 new money within 7 days of account opening or the account may be converted into a standard Money Market account. Minimum balance fees waived when maintaining a minimum balance of $5,000. 90-day introductory interest rate applies to accounts opened on and after September 22, 2026.
Offer: 90-day introductory interest rate of 4.25% followed by base interest rate of 1.00%, resulting in a blended APY of 1.82%.
Promotional rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $25,000Your amount 1.82% $25,000 – $500,00090-day introductory interest rate of 4.25% followed by base interest rate of 3.00%, resulting in a blended APY of 3.36%. Minimum $25,000 to earn promotional rate. 3.36% $500,000 and up90-day introductory interest rate of 4.25% followed by base interest rate of 3.10%, resulting in a blended APY of 3.44%. 3.44% Rate checked
More details - RBFCURBFCU Classic Money MarketRBFCU Classic Money Market · $2,500 min · 1.76%–2.43% by balance
Credit union · 2 branches
1.76%APY$176 a year on $10,000Requirements
Product: $2,500 minimum deposit to open account. Dividends compounded and paid monthly. The credit union pays the applicable tiered dividend rate on the total balance in the account. If balance falls below $2,500, the account will automatically revert to the savings account rate at that time, by the end of the business day. Up to six electronic or over-the-phone outgoing transactions/withdrawals per account per month; excessive transaction fee applies thereafter. Unlimited deposits at a branch.
Offer: Rate applied to the entire balance.
1.75% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for RBFCU Classic Money Market Balance APY $2,500 – $25,000Your amount 1.76% $25,000 – $75,000 1.76% $75,000 – $150,000 2.22% $150,000 and up 2.43% Rate checked
More details - PlainsCapital BankPersonal Money MarketPersonal Money Market · $2,500 min · 1.66%–3.18% by balance
Bank · 3 branches
1.71%APY$171 a year on $10,000Requirements
Product: Rate may change after account is opened. $2,500 daily minimum balance required to earn APY and avoid $10 monthly service fee.
Offer: $2,500 daily minimum balance required to earn APY and avoid $10 monthly service fee.
1.65% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $4,999 1.66% $5,000 – $24,999Your amount 1.71% $25,000 – $99,999 1.81% $100,000 – $499,999 1.92% $500,000 – $999,999 2.22% $1,000,000 – $1,999,999 2.38% $2,000,000 – $4,999,999 2.43% $5,000,000 – $7,499,999 2.78% $7,500,000 and up 3.18% Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Maintain average daily balance of $10,000 or more to avoid a $10 minimum balance fee. Withdrawals or transfers limited to two per month without charge; additional withdrawals charged an Excess Debit Fee of $10 each.
Offer: Daily balance less than $10,000 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more.
0.50% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 1.51% $25,000 – $100,000 2.02% $100,000 – $250,000 2.86% $250,000 – $500,000 3.30% $500,000 and up 3.77% Rate checked
More details - Texans Credit UnionPerformance Money Market AccountPerformance Money Market Account · $500 min · 1.25%–3.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Requires a minimum opening deposit of $500. Membership required. Variable rate account. Dividends compounded and credited monthly. Monthly service fee of $10 applies if balance falls below $2,500 (fee is avoided if balance is $2,500 or higher).
Offer: Monthly service fee of $10 waived with minimum balance of $2,500.
1.24% interest rate · $10 monthly fee · Effective Dec 1, 2025
Rate by balance
Rate by balance for Performance Money Market Account Balance APY Up to $10,000 1.25% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 – $250,000 2.25% $250,000 – $500,000 2.50% $500,000 – $750,000 3.00% $750,000 – $1,000,000 3.25% $1,000,000 and up 3.50% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Service charge of $15 per statement cycle waived with $2,500 daily balance. Interest compounds daily and is credited monthly. Interest in each tier paid on the entire balance in the account. Minimum daily balance to earn APY is $1.00.
Offer: Minimum daily balance to earn APY is $1.00.
0.75% interest rate · $15 monthly fee · Effective Jul 2, 2026
Rate by balance
Rate by balance for Select Savings Balance APY Up to $2,499 0.75% $2,500 – $99,999Your amount 1.50% $100,000 – $249,999 1.85% $250,000 – $999,999 2.10% $1,000,000 and up 2.70% Rate checked
More details - First Liberty BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 1.30%–2.80% by balance
Bank · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: $1,000 minimum balance required to access tiered rates. A $12.00 service charge is assessed if average balance falls below $1,000.00.
Offer: If the average balance falls below $1,000.00, a $12.00 service charge will be assessed.
1.29% interest rate · $12 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $25,000Your amount 1.30% $25,000 – $50,000 1.40% $50,000 – $100,000 1.75% $100,000 – $250,000 2.10% $250,000 – $500,000 2.20% $500,000 – $1,000,000 2.60% $1,000,000 and up 2.80% Rate checked
More details - Credit Union of TexasRegular Money MarketRegular Money Market · $2,000 min · 1.00%–1.50% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Interest compounds monthly at a variable rate. NCUA insured. Membership required. Limit of 6 withdrawals per month may apply.
1.00% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $2,000 1.00% $2,000 – $10,000Your amount 1.00% $10,000 – $20,000 1.00% $20,000 – $40,000 1.25% Over $40,000 1.50% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 1.00%APY$100 a year on $10,000
Rate checked
More details - Frost BankFrost Money Market AccountFrost Money Market Account · $50 min · 0.90%–2.85% by balance
Bank · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or if you own a Frost Premium Account; otherwise $15 monthly service charge.
Offer: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or own a Frost Premium Account.
0.90% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Frost Money Market Account Balance APY Up to $25,000Your amount 0.90% $25,000 – $50,000 1.00% $50,000 – $100,000 1.15% $100,000 – $250,000 2.15% $250,000 – $1,000,000 2.30% $1,000,000 – $2,500,000 2.35% $2,500,000 – $10,000,000 2.50% $10,000,000 – $20,000,000 2.65% $20,000,000 and up 2.85% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Service charge of $5 per statement cycle waived with $100 daily balance. Interest compounds daily and is credited quarterly.
0.75% interest rate · $5 monthly fee · Effective Jul 2, 2026
Rate checked
More details - Advancial Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.46%–0.56% by balance
Credit union · 1 branch
0.46%APY$46 a year on $10,000Requirements
Product: Advancial membership required (minimum $5 membership share deposit). No monthly service fee. Minimum opening deposit of $2,500. Minimum daily balance of $2,500 is required to earn dividends.
Offer: Minimum opening deposit of $2,500. Earn dividends on balances greater than or equal to $2,500.
0.46% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 0.46% $25,000 and up 0.51% $50,000 and up 0.56% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Minimum opening balance of $5.00. Must maintain a minimum daily balance of $100.00 each day to obtain disclosed APYs. Tiered rates and APYs subject to average daily balances. Interest accrued and credited quarterly.
Offer: Must maintain a minimum daily balance of $100.00 each day to obtain APY. Interest accrued and credited quarterly.
0.45% interest rate · No monthly fee · Effective Jul 21, 2023
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $2,500 0.45% $2,500 – $25,000Your amount 0.45% $25,000 – $50,000 0.50% $50,000 – $100,000 0.50% $100,000 and up 0.55% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Maintain average daily balance of $300 or more to avoid a $3 Monthly Minimum Balance Fee. Withdrawals or transfers limited to two per month without charge; additional withdrawals incur a $2 Excess Debit Fee. Interest is paid on the Daily Ledger Balance.
Offer: Daily balance less than $2,500 to obtain APY. Monthly fee waived with average daily balance of $300 or more.
0.20% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $2,500 0.20% $2,500 – $10,000 0.30% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $250,000 1.26% $250,000 and up 1.41% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Frisco, TX
84 accounts at 28 banks and credit unions · checked Oct 15–22
- Typical
- 0.13%
- Top 10% from
- 2.93%
- Banks, typical
- 0.08%
- Credit unions, typical
- 0.30%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches