Credit union · NCUA insured
Credit Union of Texas
Top CarrotA $2.7B credit union, the 190th largest of 4,329, headquartered in Allen, TX, with 184,024 members and 23 branches in Texas. Best rates: CDs 3.75% and savings 3.25% APY.
Credit Union of Texas Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#28 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Credit Union of Texas
Credit Union of Texas was founded in 1931 when a small group of Dallas teachers applied for a credit union charter.
The member-owned credit union serves Dallas and communities across North and East Texas.
- Headquarters
- 900 W Bethany Dr Ste 500, Allen, TX 75013-3834
- NCUA charter
- 66327
Branches
23 branches in Texas
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Texas
23 branches
Dallas area · 16
- Bethany Branch900 W Bethany Dr Ste 100, Allen, TX 75013Directions
- Hampton Branch4180 S Hampton Rd, Dallas, TX 75224Directions
- Ross Branch3305 Ross Ave, Dallas, TX 75204Directions
- DeSoto Branch2828 Prince George Ave, DeSoto, TX 75115Directions
- Frisco Branch4470 Eldorado Pkwy Ste 300, Frisco, TX 75034Directions
- North Garland Branch5021 N Garland Ave, Garland, TX 75040Directions
- Valley Ranch Branch6911 N MacArthur Blvd, Irving, TX 75039Directions
- Castle Hills Branch6201 N Josey Ln Ste 214, Lewisville, TX 75056Directions
- Little Elm High School Branch1900 Walker Ln, Little Elm, TX 75068Directions
- District 121 Branch6701 Alma Rd #150, McKinney, TX 75070Directions
- McKinney Branch2651 Ridge Road, Ste 101, McKinney, TX 75070Directions
- Mesquite Branch1020 Gross Rd, Mesquite, TX 75149Directions
- Berkner HS Smart Branch1600 E Spring Valley Rd, Richardson, TX 75081Directions
- West Richardson281 W Campbell Rd, Richardson, TX 75080Directions
- Rockwall2914 Ridge Rd, Rockwall, TX 75032Directions
- Wylie2580 W FM-544, Wylie, TX 75098Directions
Longview area · 3
- Gilmer Hwy 271 Branch755 US Highway 271 N, Gilmer, TX 75644Directions
- Gilmer Town Square Branch107 E Marshall St, Gilmer, TX 75644Directions
- Kilgore Branch910 N Kilgore st, Kilgore, TX 75662Directions
Bonham area · 1
- Bonham Branch410 N Center St, Suite 100, Bonham, TX 75418Directions
Paris area · 1
- Paris Branch11 South Plz, Paris, TX 75460Directions
Sulphur Springs area · 1
- Sulphur Springs Branch200 Main St, Sulphur Springs, TX 75482Directions
Tyler area · 1
- Independence Park8435 Military Dr, Tyler, TX 75706Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.13% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.59% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.05% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $88 | $88 | — |
- CapitalNet worth ratio8.13%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.59%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.05%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$88Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Credit Union of Texas are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.