Bank · FDIC insured
First United Bank Savings Rates
First United Bank’s best savings rate is 1.82% APY on $10,000, with its High Yield Money Market. Rates checked October 15, 2026.
How First United Bank’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where First United Bank has the most branches. $10,000, best rate first.
This bank’s best
First United Bank
1.82%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $182
High Yield Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
First United Bank savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0001.82%
- $10,000 balance$10,0001.82%
- $100,000 balance$100,0003.36%
- QualifiedQualified1.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First United Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Money Market
1.82%APY
Requires funding with $5,000 new money within 7 days of account opening or the account may be converted into a standard Money Market account. Minimum balance fees waived when maintaining a minimum balance of $5,000. 90-day introductory interest rate applies to accounts opened on and after September 22, 2026.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,00090-day introductory interest rate of 4.25% followed by base interest rate of 1.00%, resulting in a blended APY of 1.82%. | 1.82% | $182 | 90-day introductory interest rate of 4.25% followed by base interest rate of 1.00%, resulting in a blended APY of 1.82%. |
| $25,000 – $500,00090-day introductory interest rate of 4.25% followed by base interest rate of 3.00%, resulting in a blended APY of 3.36%. Minimum $25,000 to earn promotional rate. | 3.36% | — | 90-day introductory interest rate of 4.25% followed by base interest rate of 3.00%, resulting in a blended APY of 3.36%. Minimum $25,000 to earn promotional rate. |
| $500,000 and up90-day introductory interest rate of 4.25% followed by base interest rate of 3.10%, resulting in a blended APY of 3.44%. | 3.44% | — | 90-day introductory interest rate of 4.25% followed by base interest rate of 3.10%, resulting in a blended APY of 3.44%. |
Sources (1)
- firstunitedbank.com/HighYieldMMA · captured Sep 24, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.