Credit union · NCUA insured
Roswell CU
A $50.4M credit union headquartered in Roswell, NM, with 3,550 members and 2 branches in 2 states. Best rates: CDs 3.50% and savings 1.00% APY.
Roswell CU Carrot Score
77
Carrot Score
Higher than 43% of U.S. banks and credit unions
#67 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Roswell CU
Roswell CU was organized in 1954 as Hobbs Gulf Federal Credit Union.
Based in Roswell, New Mexico, the credit union adopted the name Roswell Community Federal Credit Union in 1995 and expanded its community charter across five New Mexico counties in 2011.
- Headquarters
- 2514 N Main St, Roswell, NM 88201
- NCUA charter
- 9093
Branches
2 branches in 2 states
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New Mexico
1 branch
- Main OfficeMain office2514 N Main St, Roswell, NM 88201Directions
Texas
1 branch
- FiServ Portico2601 Network Blvd, Frisco, TX 75034Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.82% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.39% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.60% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $87 | $59 | — |
- CapitalNet worth ratio16.82%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.39%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.60%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$87Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Roswell CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.