Bank · FDIC insured
First Liberty Bank Savings Rates
Top CarrotFirst Liberty Bank’s best savings rate is 1.30% APY on $10,000, with its Platinum Money Market. Rates checked October 15, 2026.
How First Liberty Bank’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where First Liberty Bank has the most branches. $10,000, best rate first.
This bank’s best
First Liberty Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $200
Max Saver
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
First Liberty Bank savings score
88
Savings score
Higher than 84% of U.S. banks and credit unions
- $1,000 balance$1,0001.30%
- $10,000 balance$10,0001.30%
- $100,000 balance$100,0002.10%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Liberty Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Platinum Money Market
1.30%APY
$1,000 minimum balance required to access tiered rates. A $12.00 service charge is assessed if average balance falls below $1,000.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $25,000If the average balance falls below $1,000.00, a $12.00 service charge will be assessed. | 1.30% | $130 | If the average balance falls below $1,000.00, a $12.00 service charge will be assessed. |
| $25,000 – $50,000If the average balance falls below $1,000.00, a $12.00 service charge will be assessed. | 1.40% | — | If the average balance falls below $1,000.00, a $12.00 service charge will be assessed. |
| $50,000 – $100,000If the average balance falls below $1,000.00, a $12.00 service charge will be assessed. | 1.75% | — | If the average balance falls below $1,000.00, a $12.00 service charge will be assessed. |
| $100,000 – $250,000If the average balance falls below $1,000.00, a $12.00 service charge will be assessed. | 2.10% | — | If the average balance falls below $1,000.00, a $12.00 service charge will be assessed. |
| $250,000 – $500,000If the average balance falls below $1,000.00, a $12.00 service charge will be assessed. | 2.20% | — | If the average balance falls below $1,000.00, a $12.00 service charge will be assessed. |
| $500,000 – $1,000,000If the average balance falls below $1,000.00, a $12.00 service charge will be assessed. | 2.60% | — | If the average balance falls below $1,000.00, a $12.00 service charge will be assessed. |
| $1,000,000 and upIf the average balance falls below $1,000.00, a $12.00 service charge will be assessed. | 2.80% | — | If the average balance falls below $1,000.00, a $12.00 service charge will be assessed. |
Max Saver
Up to 2.00%APY
Must be linked to a Max Cash Checking or Max Cash Back Checking account. Variable rate account; rates may change without notice. Limit one Max checking account per household.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Applies to daily balances up to $99,999.99 when qualifications are met in the linked Max checking account during the Monthly Qualification Cycle (at least 12 debit card purchases, at least 1 ACH credit or ACH payment, and enrolled in eStatements). | 2.00% | $200 | Applies to daily balances up to $99,999.99 when qualifications are met in the linked Max checking account during the Monthly Qualification Cycle (at least 12 debit card purchases, at least 1 ACH credit or ACH payment, and enrolled in eStatements). |
| Any balanceBase rate applied to the entire daily balance when qualifications in the linked Max checking account are not met during a Monthly Qualification Cycle. | 0.05% | $5 | Base rate applied to the entire daily balance when qualifications in the linked Max checking account are not met during a Monthly Qualification Cycle. |
| $100,000 and upEarns 0.50% interest rate on the portion of the daily balance over $99,999.99 (resulting in a blended APY range of 2.00% to 1.25% depending on balance) when linked Max checking qualifications are met during the Monthly Qualification Cycle. | 0.50% | — | Earns 0.50% interest rate on the portion of the daily balance over $99,999.99 (resulting in a blended APY range of 2.00% to 1.25% depending on balance) when linked Max checking qualifications are met during the Monthly Qualification Cycle. |
Sources (2)
- myfirstliberty.com/personal/pe…gs/compare-accounts.html
- myfirstliberty.com/personal/pe…l-savings/max-saver.html
All captured Sep 18, 2026
Opening an account
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