Credit union · NCUA insured
Advancial Federal Credit Union Savings Rates
Advancial Federal Credit Union’s best savings rate is 0.46% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Advancial Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Advancial Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Advancial Federal Credit Union
0.46%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $46
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Advancial Federal Credit Union savings score
76
Savings score
Higher than 42% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.46%
- $100,000 balance$100,0000.56%
- QualifiedQualified0.46%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Advancial Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premium Money Market
1.22%APY
Advancial membership required (minimum $5 membership share deposit). Available on Money Musketeer and Dinero Memberships. No monthly service fee. Minimum opening deposit of $100,000. Minimum daily balance of $100,000 required to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100,000 and upEarn premium dividend rates on balances greater than or equal to $100,000.$100,000 and up | 1.22% | — | Earn premium dividend rates on balances greater than or equal to $100,000. |
Sources (1)
- advancial.org/certificates-investments/money-market · captured Oct 6, 2026
Money Market
0.46%APY
Advancial membership required (minimum $5 membership share deposit). No monthly service fee. Minimum opening deposit of $2,500. Minimum daily balance of $2,500 is required to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum opening deposit of $2,500. Earn dividends on balances greater than or equal to $2,500. | 0.46% | $46 | Minimum opening deposit of $2,500. Earn dividends on balances greater than or equal to $2,500. |
| $25,000 and up | 0.51% | — | |
| $50,000 and up | 0.56% | — |
Sources (1)
- advancial.org/certificates-investments/money-market · captured Oct 6, 2026
Savings Account
0.10%APY
Establishes Advancial membership. Advancial membership requires a minimum $5 membership share deposit. Up to 6 withdrawals or transfers permitted per month under Regulation D; ATM and in-person withdrawals are unlimited.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100. Minimum deposit to open is $5. Fees may reduce earnings.$100 and up | 0.10% | $10 | Minimum balance to earn dividends is $100. Minimum deposit to open is $5. Fees may reduce earnings. |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
IRA Savings
0.30%APY
Available as Traditional and Roth IRAs. Advancial membership required with minimum $5 membership share deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum deposit to open and earn dividends is $25. Annual contribution limits: up to $8,000/year if age 50 or older, $7,000/year if under 50, or 100% of earned income (whichever is less). Spousal IRA contributions allowed up to the same amounts for married members filing jointly. Fees may reduce earnings.$25 and up | 0.30% | $30 | Minimum deposit to open and earn dividends is $25. Annual contribution limits: up to $8,000/year if age 50 or older, $7,000/year if under 50, or 100% of earned income (whichever is less). Spousal IRA contributions allowed up to the same amounts for married members filing jointly. Fees may reduce earnings. |
Dinero Teens Savings
0.10%APY
Available for teens between the ages of 13 and 18. Establishes teen's Advancial membership. Up to 6 withdrawals per month under Regulation D.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMust meet age requirements (ages 13–18). $5 minimum deposit to open, $100 minimum balance to earn dividends. No monthly service fee. Fees may reduce earnings.$100 and up | 0.10% | $10 | Must meet age requirements (ages 13–18). $5 minimum deposit to open, $100 minimum balance to earn dividends. No monthly service fee. Fees may reduce earnings. |
Money Musketeers Savings
0.10%APY
Available for children ages 12 and under (0–12). Advancial membership required with minimum $5 membership share deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMust meet age requirements (children 12 and under). Minimum balance to open and earn is $5.00. Fees may reduce earnings.$5 and up | 0.10% | $10 | Must meet age requirements (children 12 and under). Minimum balance to open and earn is $5.00. Fees may reduce earnings. |
Who can join Advancial Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in served member communities in Louisiana, North Carolina, or South Carolina are eligible for membership.
Employers and groups
- Employees or members of Advancial Select Employer Groups or Associations are eligible for membership.
Family and household
- Immediate family members and household members of individuals eligible through a Select Employer Group or Association are eligible to join.
Cost to join
- Membership requires maintaining a minimum savings balance of $5.
Membership information collected October 5, 2026.