Credit union · NCUA insured
Roswell CU Savings Rates
Roswell CU’s best savings rate is 1.00% APY on $10,000, with its Money Market Checking. Rates checked October 22, 2026.
How Roswell CU’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Roswell CU has the most branches. $10,000, best rate first.
This credit union’s best
Roswell CU
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Money Market Checking
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Roswell CU savings score
84
Savings score
Higher than 67% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Roswell CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Checking
1.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 1.00% | $100 |
Sources (1)
- roswellcu.org/rates · captured Sep 16, 2026
Savings
0.25%APY
Regular Shares require a $25 minimum balance at all times. Rates are subject to change without notice including after an account is opened. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.20% | — |
| $101 – $5,000 | 0.25% | — |
| $5,001 – $20,000 | 0.25% | $25 |
| $20,001 – $40,000 | 0.35% | — |
| $40,001 and up | 0.45% | — |
Sources (1)
- roswellcu.org/rates · captured Sep 16, 2026
Special-purpose accounts
IRA
0.55%APY
Offers Traditional, Education, and Roth IRAs. Rates are subject to change without notice including after an account is opened. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.50% | — |
| $10,000 – $25,000 | 0.55% | $55 |
| $25,000 – $50,000 | 0.65% | — |
| $50,000 – $100,000 | 0.75% | — |
| $100,000 and up | 0.85% | — |
Sources (1)
- roswellcu.org/rates · captured Sep 16, 2026
Christmas Club Savings
0.50%APY
No minimum to open, check mailed on November 1st. Rates are subject to change without notice including after an account is opened. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum to open, check mailed on November 1st.Any balance | 0.50% | $50 | No minimum to open, check mailed on November 1st. |
Sources (1)
- roswellcu.org/rates · captured Sep 16, 2026
Who can join Roswell CU
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