Credit union · NCUA insured
Texans Credit Union
A $2.6B credit union, the 203rd largest of 4,329, headquartered in Richardson, TX, with 152,742 members and 14 branches in Texas. Best rates: CDs 3.70% and savings 1.50% APY.
Texans Credit Union Carrot Score
82
Carrot Score
Higher than 59% of U.S. banks and credit unions
#52 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Texans Credit Union
- Headquarters
- 777 E Campbell Rd, Richardson, TX 75081-1891
- NCUA charter
- 60806
Branches
14 branches in Texas
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Texas
14 branches
- Main OfficeMain office777 E Campbell Rd, Richardson, TX 75081Directions
- Addison-Dallas Pkwy/N Dallas Mary Kay Exec Bldg16251 Dallas Pkwy, Addison, TX 75001Directions
- Allen406 W McDermott Dr, Allen, TX 75013Directions
- Carrollton3601 N Josey Ln, Carrollton, TX 75007Directions
- Irving Blvd2241 Irving Blvd, Dallas, TX 75207Directions
- Preston & Forest5925 Forest Ln Ste 100, Dallas, TX 75230Directions
- Frisco3232 Main St, Frisco, TX 75033Directions
- Downtown Garland626 Austin St, Garland, TX 75040Directions
- Telecom Parkway7220 Telecom Pkwy, Garland, TX 75044Directions
- Irving-Valley Ranch555 Cimarron Trl, Irving, TX 75063Directions
- Lewisville-Denton Tap Rd/R3 Mary Kay2613 Denton Tap Rd, Lewisville, TX 75067Directions
- McKinney-Eldorado3174 S Hardin Blvd, McKinney, TX 75070Directions
- Spring Creek101 W Spring Creek Pkwy Ste 733, Plano, TX 75023Directions
- Wylie430 S Highway 78 Ste 199, Wylie, TX 75098Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.07% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.69% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.86% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $80 | $88 | — |
- CapitalNet worth ratio11.07%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.69%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.86%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$80Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Texans Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.