Credit union · NCUA insured
Prestige Community CU
Top CarrotA $122.1M credit union headquartered in Dallas, TX, with 7,817 members and 2 branches in Texas. Best rates: CDs 3.60% and savings 3.05% APY.
Prestige Community CU Carrot Score
Carrot ScoreTop Carrot
Higher than 99% of U.S. banks and credit unions
#1 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Prestige Community CU
Prestige Community Credit Union was founded in 1936 by John G. Pew for employees of Sun Oil Company as Sun Employees Credit Union Number One.
Headquartered in Dallas, Texas, the credit union also operates a branch location in McKinney, Texas.
After successive name changes to Sun Credit Union, Oryx Credit Union, and Galleria Credit Union, it adopted its current name in 2008 to reflect its North Dallas community charter.
- Headquarters
- 15203 Knoll Trail Dr Ste 101, Dallas, TX 75248
- NCUA charter
- 67507
Branches
2 branches in Texas
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Texas
2 branches
- MainMain office15203 Knoll Trail Dr Ste 101, Dallas, TX 75248Directions
- McKinney Branch6801 S Custer Rd, McKinney, TX 75070Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.90% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.81% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.54% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $87 | $76 | — |
- CapitalNet worth ratio8.90%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.81%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.54%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$87Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Prestige Community CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.