Bank · FDIC insured
NDBT Savings Rates
NDBT’s best savings rate is 1.50% APY on $10,000, with its Select Savings. Rates checked October 16, 2026.
How NDBT’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where NDBT has the most branches. $10,000, best rate first.
This bank’s best
NDBT
1.50%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $150
Select Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
NDBT savings score
88
Savings score
Higher than 82% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0001.85%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where NDBT ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Select Savings
1.50%APY
Service charge of $15 per statement cycle waived with $2,500 daily balance. Interest compounds daily and is credited monthly. Interest in each tier paid on the entire balance in the account. Minimum daily balance to earn APY is $1.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Minimum daily balance to earn APY is $1.00. | 0.75% | — | Minimum daily balance to earn APY is $1.00. |
| $2,500 – $99,999 | 1.50% | $150 | |
| $100,000 – $249,999 | 1.85% | — | |
| $250,000 – $999,999 | 2.10% | — | |
| $1,000,000 and up | 2.70% | — |
Sources (2)
All captured Sep 17, 2026
Personal Savings
0.75%APY
Service charge of $5 per statement cycle waived with $100 daily balance. Interest compounds daily and is credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.75% | $75 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Health Savings
0.30%APY
Health Savings Account (HSA) for saving pre-tax dollars for qualified medical expenses. Service charge of $2.25 per statement cycle waived with $500 daily balance. One-time setup fee of $25. Interest accrues daily, credited monthly, does not compound. Rate not tiered.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.