Compare Bank & Credit Union Rates
Best savings rates in New Jersey
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 181–195 results in New Jersey
- 0.25%APY$25 a year on $10,000
Requirements
Product: Available to individuals who are primary residents of NJ and currently living in NJ or former NJM Bank customers who currently maintain an existing deposit account and who are primary residents of and live in Bucks County, PA.
0.00% interest rate · $3 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $100 0.00% $100 – $25,000Your amount 0.25% $25,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Minimum $5 deposit required to open and maintain. Opening makes you a member of PFFCU. No transaction limits.
Offer: Minimum $5 deposit required.
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - Ascendia BankCentennial Money Market CheckingCentennial Money Market Checking · $1,000 min · 0.25%–1.75% by balance
Bank · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: New money only (deposits not previously held by Ascendia Bank). Variable tiered rate account. Interest rate is paid on the entire balance. If the daily balance falls below $1,000 on any day of the statement cycle, a $5.00 monthly maintenance charge applies. $5.00/month dormant account fee after 12 months of inactivity.
Offer: Variable rate paid on entire balance. New money only. $5.00 monthly fee if daily balance falls below $1,000. Minimum to obtain APY is $0.01.
0.25% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Centennial Money Market Checking Balance APY Up to $75,000Your amount 0.25% $75,000 – $250,000 1.25% $250,000 and up 1.75% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Tiered rate account. A $10.00 monthly maintenance fee is imposed if unable to maintain the $10,000 minimum balance requirement.
Offer: A $10.00 monthly maintenance fee is imposed if unable to maintain a $10,000 minimum balance.
0.25% interest rate · $10 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $100,000Your amount 0.25% $100,000 and up 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Available in branch or through banking teams.
0.25% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A minimum balance requirement of $5.00 establishes and maintains credit union membership. Dividend is calculated on the daily average balance and pays quarterly at a rate determined by the Board of Directors.
Offer: Dividends are calculated on the daily average balance and are paid the last day of each quarter.
0.25% interest rate · Balance cap $999,999.99 · Effective Oct 1, 2024
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · No monthly fee · Effective Dec 17, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Minimum of $50 to open and waive monthly service fee. Quarterly Statements. Use of ATM card with this account.
Offer: Interest compounded and contracted quarterly. Minimum of $50 to waive monthly service fee.
0.25% interest rate · Effective Jun 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest is credited monthly. Variable rate; fees may reduce earnings.
0.25% interest rate · Effective Jul 13, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $20,000Your amount 0.25% $20,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.25% $250,000 – $500,000 2.25% $500,000 – $1,000,000 2.50% $1,000,000 – $2,000,000 2.75% $2,000,000 and up 3.25% Rate checked
More details - Central Jersey Police & Fire FCUShare AccountSavings · $5 min · 0.04%–0.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: A $5.00 deposit into your Share Account establishes membership.
0.04% interest rate
Rate by balance
Rate by balance for Share Account Balance APY Up to $1,000 0.04%* $1,000 – $10,000 0.10%* $10,000 – $25,000Your amount 0.25%* $25,000 – $10,000,000 0.50%* Rate checked
More details - First BankPersonal Money Market AccountPersonal Money Market Account · $1,001 min · 0.22%–1.44% by balance
Bank · 16 branches
0.22%APY$22 a year on $10,000Requirements
Product: Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
0.22% interest rate
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,001 – $10,001Your amount 0.22% $10,001 – $50,001 0.45% $50,001 – $150,001 0.90% $150,001 and up 1.44% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Branch only. Minimum opening deposit and balance of $100. No monthly fees. Interest compounded daily, posted monthly.
Offer: Interest Compounded Daily | Posted Monthly. Branch only. Minimum balance $100.
0.20% interest rate · Compounded daily · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - Garden State Federal Credit UnionGold Money Market Savings Account & Checking AccountGold Money Market Savings Account & Checking Account · $0 min · 0.00%–0.35% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Offer: Less than $10,000
0.00% interest rate · Effective Dec 23, 2025
Rate by balance
Rate by balance for Gold Money Market Savings Account & Checking Account Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amount$10,000 - $24,999.99 0.20% $25,000 and up$25,000 & greater 0.35% Rate checked
More details - Garden State Federal Credit UnionPlatinum Money Market Savings Account & Checking AccountPlatinum Money Market Savings Account & Checking Account · 0.00%–2.79% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Dividends compounded and paid monthly based on daily balance. Excessive withdrawal fee applies. No fixed terms once opened. NCUSIF insured up to $250,000.
0.00% interest rate · Effective Sep 2, 2026
Rate by balance
Rate by balance for Platinum Money Market Savings Account & Checking Account Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.35% $50,000 – $100,000 0.50% $100,000 – $249,001 0.75% $250,000 and up 2.79% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in New Jersey
414 accounts at 152 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.84%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.16%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New Jersey
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches