Bank · FDIC insured
Cross River Savings Rates
Cross River’s best savings rate is 2.55% APY on $10,000, with its I Connect/E Connect Tiered Savings. Rates checked October 22, 2026.
How Cross River’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Cross River has the most branches. $10,000, best rate first.
This bank’s best
Cross River
2.55%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $255
I Connect/E Connect Tiered Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Cross River savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0001.75%
- $10,000 balance$10,0002.55%
- $100,000 balance$100,0003.10%
- QualifiedQualified2.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cross River ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
I Connect/E Connect Tiered Savings
2.55%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 1.75% | — |
| $10,000 – $50,000 | 2.55% | $255 |
| $50,000 – $250,000 | 3.10% | — |
| $250,000 – $1,000,000 | 3.25% | — |
| $1,000,000 and up | 3.40% | — |
Sources (1)
- crossriver.com/personal-banking · captured Sep 19, 2026
I Connect/E Connect Savings
1.75%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.75% | $175 |
Sources (1)
- crossriver.com/personal-banking · captured Sep 19, 2026
Regular/E Money Market Account
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- crossriver.com/personal-banking · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.