Bank · FDIC insured
First Bank Savings Rates
First Bank’s best savings rate is 3.00% APY on $10,000, with its High Yield Savings Account. Rates checked October 22, 2026.
How First Bank’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where First Bank has the most branches. $10,000, best rate first.
This bank’s best
First Bank
3.00%APY
- Requires
- Conditions apply
- Minimum
- $1,000
- Earns on $10,000 a year
- $300
High Yield Savings Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
First Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0003.00%
- $100,000 balance$100,0003.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Relationship Money Market Account
0.45%APY
Requires a Relationship Checking Account. Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,001 – $10,001Requires a Relationship Checking Account. | 0.45% | $45 | Requires a Relationship Checking Account. |
| $10,001 – $50,001Requires a Relationship Checking Account. | 0.90% | — | Requires a Relationship Checking Account. |
| $50,001 – $150,001Requires a Relationship Checking Account. | 1.66% | — | Requires a Relationship Checking Account. |
| $150,001 and upRequires a Relationship Checking Account. | 2.34% | — | Requires a Relationship Checking Account. |
Sources (3)
- myfirstbank.com/personal-banki…nal-savings-money-market
- myfirstbank.com/personal-banki…elationship-money-market
- myfirstbank.com/rates
All captured Oct 15, 2026
Personal Money Market Account
0.22%APY
Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,001 – $10,001 | 0.22% | $22 |
| $10,001 – $50,001 | 0.45% | — |
| $50,001 – $150,001 | 0.90% | — |
| $150,001 and up | 1.44% | — |
Sources (3)
- myfirstbank.com/personal-banki…nal-savings-money-market
- myfirstbank.com/personal-banki…et/personal-money-market
- myfirstbank.com/rates
All captured Oct 15, 2026
Statement Savings
0.10%APY
If account balance drops below $100.00, there's a $7.00 monthly fee. Limit of 6 withdrawals/transfers per statement cycle; $5.00 fee per excess debit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust maintain minimum daily balance of $100 to avoid $7.00 monthly service fee.Any balance | 0.10% | $10 | Must maintain minimum daily balance of $100 to avoid $7.00 monthly service fee. |
Sources (3)
- myfirstbank.com/personal-banki…nal-savings-money-market
- myfirstbank.com/personal-banki…market/statement-savings
- myfirstbank.com/rates
All captured Oct 22, 2026
High Yield Savings Account
0.00%APY on $10,000
Opening deposits must be New to First Bank funds; transfers or withdrawals from an existing First Bank account redeposited into the new account do not qualify. First Bank reserves the right to limit the number of accounts opened. During any statement cycle, you may not make more than 6 withdrawals or transfers to another account or third party. No monthly maintenance fees.
| Part of the balance | Rate on that part |
|---|---|
| Up to $2,500 | 0.00% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (1)
- myfirstbank.com/personal-banki…rket/18-12-7-month-promo · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.