Credit union · NCUA insured
Central Jersey Police & Fire FCU
A $50.2M credit union headquartered in Hamilton, NJ, with 2,937 members and 1 branch in New Jersey. Best rates: savings 0.25% APY.
Central Jersey Police & Fire FCU Carrot Score
66
Carrot Score
Higher than 17% of U.S. banks and credit unions
#23 of 30 in Trenton, NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Central Jersey Police & Fire FCU
Founded in 1939 as the Trenton NJ Police Federal Credit Union, Central Jersey Police & Fire Federal Credit Union is headquartered in Hamilton, New Jersey.
The institution is a member-owned, not-for-profit financial cooperative.
- Headquarters
- 2430 Hamilton Ave, Hamilton, NJ 08619
- NCUA charter
- 3202
Branches
1 branch in New Jersey
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New Jersey
1 branch
- HamiltonMain office2430 Hamilton Ave, Hamilton, NJ 08619Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.40% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.48% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.91% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $68 | $59 | — |
- CapitalNet worth ratio14.40%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.48%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.91%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$68Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Central Jersey Police & Fire FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.