Bank · FDIC insured
The First National Bank of Elmer Savings Rates
The First National Bank of Elmer’s best savings rate is 2.50% APY on $10,000, with its True Grow. Rates checked October 22, 2026.
How The First National Bank of Elmer’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where The First National Bank of Elmer has the most branches. $10,000, best rate first.
This bank’s best
The First National Bank of Elmer
2.50%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $250
True Grow
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
The First National Bank of Elmer savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The First National Bank of Elmer ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
True Grow
2.50%APY
Minimum $500 to open. Minimum $500 balance to earn APY. Must enroll in Estatements to waive $3 paper fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upMinimum $500 balance to earn APY. Must enroll in Estatements (paper $3 fee). Not a CD.$500 and up | 2.50% | $250 | Minimum $500 balance to earn APY. Must enroll in Estatements (paper $3 fee). Not a CD. |
Sources (1)
- elmerbank.com/personal-banking-2 · captured Sep 19, 2026
Statement Savings Account
0.25%APY
Minimum of $50 to open and waive monthly service fee. Quarterly Statements. Use of ATM card with this account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upInterest compounded and contracted quarterly. Minimum of $50 to waive monthly service fee.$50 and up | 0.25% | $25 | Interest compounded and contracted quarterly. Minimum of $50 to waive monthly service fee. |
Money Market Bonus
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250,000 and up | 0.20% | — |
Sources (1)
- elmerbank.com/rates · captured Sep 19, 2026
Money Market Account
0.05%APY
Unlimited over-the-counter withdrawals. Monthly service charge of $10 if below daily balance of $1,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $24,999Interest is compounded and credited monthly. Monthly service charge of $10 if below daily balance of $1,000. | 0.05% | $5 | Interest is compounded and credited monthly. Monthly service charge of $10 if below daily balance of $1,000. |
| $25,000 – $74,999Interest is compounded and credited monthly. Monthly service charge of $10 if below daily balance of $1,000. | 0.10% | — | Interest is compounded and credited monthly. Monthly service charge of $10 if below daily balance of $1,000. |
| $75,000 – $249,000Interest is compounded and credited monthly. Monthly service charge of $10 if below daily balance of $1,000. | 0.15% | — | Interest is compounded and credited monthly. Monthly service charge of $10 if below daily balance of $1,000. |
Special-purpose accounts
Christmas Club Account
0.20%APY
Minimum $1.00 to open. Interest paid annually at maturity. Automatic renewal yearly. Partial withdrawals not permitted.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest paid annually at maturity. Automatic renewal every year. Partial withdrawals not permitted.Any balance | 0.20% | $20 | Interest paid annually at maturity. Automatic renewal every year. Partial withdrawals not permitted. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.