Bank · FDIC insured
Crest Savings Bank Savings Rates
Crest Savings Bank’s best savings rate is 0.50% APY on $10,000, with its Diamond Savings. Rates checked October 22, 2026.
How Crest Savings Bank’s savings rates compare
Compared with banks and credit unions near Atlantic City, NJ, where Crest Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Crest Savings Bank
0.50%APY
- Minimum
- $50
- Earns on $10,000 a year
- $50
Diamond Savings
Top rate
Univest
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Parke Bank
3.50%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $350
Crest Savings Bank savings score
80
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Crest Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.25%APY
Interest is credited monthly. Variable rate; fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $20,000 | 0.25% | $25 |
| $20,000 – $50,000 | 0.50% | — |
| $50,000 – $100,000 | 0.75% | — |
| $100,000 – $250,000 | 1.25% | — |
| $250,000 – $500,000 | 2.25% | — |
| $500,000 – $1,000,000 | 2.50% | — |
| $1,000,000 – $2,000,000 | 2.75% | — |
| $2,000,000 and up | 3.25% | — |
Sources (1)
- crestsavings.bank/resources/dep-rates · captured Sep 19, 2026
Diamond Savings
0.50%APY
Monthly maintenance fee is $5 if daily balance is below $250; free if daily balance is $250 and above.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000$5 monthly maintenance fee waived with daily balance of $250 or more. | 0.05% | — | $5 monthly maintenance fee waived with daily balance of $250 or more. |
| $5,000 – $10,000$5 monthly maintenance fee waived with daily balance of $250 or more. | 0.10% | — | $5 monthly maintenance fee waived with daily balance of $250 or more. |
| $10,000 – $250,000$5 monthly maintenance fee waived with daily balance of $250 or more. | 0.50% | $50 | $5 monthly maintenance fee waived with daily balance of $250 or more. |
| $250,000 – $500,000$5 monthly maintenance fee waived with daily balance of $250 or more. | 1.00% | — | $5 monthly maintenance fee waived with daily balance of $250 or more. |
| $500,000 and up$5 monthly maintenance fee waived with daily balance of $250 or more. | 2.00% | — | $5 monthly maintenance fee waived with daily balance of $250 or more. |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRA Savings
2.75%APY
No bank penalties for early withdrawals from the IRA Savings Plan.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.50% | — |
| $5,000 – $10,000 | 2.50% | — |
| $10,000 – $250,000 | 2.75% | $275 |
| $250,000 – $500,000 | 3.00% | — |
| $500,000 and up | 3.25% | — |
Sources (2)
All captured Sep 19, 2026
Student Savings
0.15%APY
Converts to Diamond Savings when student turns 18. Can be opened as individual or joint with a parent/guardian/adult. ATM card available to individuals 14 years of age or older with a parent/guardian/adult on the account. No minimum daily balance to earn interest.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (2)
All captured Sep 19, 2026
Christmas Club
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Sources (1)
- crestsavings.bank/resources/dep-rates · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.