Compare Bank & Credit Union Rates
Best savings rates in Parsippany, NJ
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Parsippany, NJ
- Garden Savings FCUAccelerate SavingsSavings · $25 min · 1.00%–3.75% by balance
Credit union · 1 branch
3.75%APY$375 a year on $10,000Requirements
Product: Minimum opening deposit of $25. Limit one account per tax ID. Membership eligibility applies. No monthly maintenance fees.
Offer: Applies to the first $15,000 on deposit (average balance).
3.69% interest rate · No monthly fee · Effective Jun 1, 2026
Rate by balance
Rate by balance for Accelerate Savings Balance APY Up to $15,000Your amount 3.75% Over $15,000 1.00% Rate checked
More details - Garden Savings FCUPlatinum Money MarketPlatinum Money Market · $0 min · 0.00%–3.10% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Product: $10 Monthly Fee applies for daily balances less than $10,000.
Offer: $10 Monthly Fee applies for daily balances less than $10,000.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.50% $10,000 – $50,000Your amount 1.35% $50,000 – $100,000 1.60% $100,000 – $200,000 1.85% $200,000 – $250,000 2.10% $250,000 – $500,000 2.60% $500,000 – $1,000,000 2.85% $1,000,000 and up 3.10% Rate checked
More details - Garden Savings FCUHigh Yield SavingsSavings · $0 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,0000.00% interest rate
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $1,000 0.00% $1,000 – $2,500 0.30% $2,500 and upYour amount 0.50% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: $10 Monthly Fee applies for daily balances less than $1,000. All money market accounts include a complimentary check order for new accounts.
Offer: $10 Monthly Fee applies for daily balances less than $1,000.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $15,000Your amount 0.40% $15,000 – $30,000 0.45% $30,000 – $50,000 0.55% $50,000 and up 0.90% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires opening a savings account with a minimum deposit of $5.00 to qualify for membership. Fees could reduce earnings on the account. Electronic transfer limitations apply (maximum 6 per month).
0.10% interest rate · Effective Jun 1, 2025
Rate checked
More details - Union Building Trades Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Required minimum balance of $2,500 for premium dividend rate; if balance falls below minimum, dividend rate drops to current savings rate. No monthly fee or penalty. Additional deposits allowed and up to six transfers per month. Dividends paid monthly.
Offer: If balance falls below the minimum of $2,500, dividend rate drops to the current savings rate.
0.05% interest rate · No monthly fee · Effective Apr 23, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.05%* $2,500 – $14,999Your amount 0.10%* $15,000 – $29,999 0.15%* $30,000 – $49,999 0.20%* $50,000 – $99,999 0.25%* $100,000 and up 0.30%* Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership eligibility applies. $5 minimum opening deposit. Balance minimum of $250 required to earn dividends. Fees may apply; refer to fee schedule.
Offer: $250 minimum balance required to earn dividends.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older.
Offer: Tier 1: 0.05% APY for daily balances of $0.01 - $4,999.99. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $500,000 0.05% $500,000 – $1,500,000 0.10% $1,500,000 – $2,500,000 0.10% $2,500,000 – $5,000,000 0.10% $5,000,000 – $10,000,000 0.10% $10,000,000 and up 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older with a U.S. residential address. Initial opening deposit cannot come from an existing Valley bank account.
Offer: Earn 0.05% APY on balances of $0.01 up to $10,000. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Parsippany, NJ
30 accounts at 10 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 0.41%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.25%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches