Bank · FDIC insured
Capital One
A $662.2B bank, the 7th largest of 4,207, headquartered in McLean, VA, with 248 branches in 9 states. It opens accounts online nationwide. Best rates: CDs 4.40% and savings 0.20% APY.
Capital One Carrot Score
84
Carrot Score
Higher than 65% of U.S. banks and credit unions
#15 of 19 nationwide online banksHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Capital One
- Headquarters
- 1680 Capital One Dr, McLean, VA 22102
- FDIC certificate
- 4297 ↗
Branches
248 branches in 9 states
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New York
76 branchesLouisiana
64 branchesMaryland
41 branchesVirginia
21 branchesTexas
20 branchesNew Jersey
16 branchesDistrict of Columbia
5 branchesConnecticut
1 branchDelaware
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.58% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.49% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.67% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $89 | $85 | — |
- CapitalLeverage ratio10.58%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.49%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.67%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$89Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Capital One are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.