Bank · FDIC insured
Bogota Savings Bank Savings Rates
Top CarrotBogota Savings Bank’s best savings rate is 2.02% APY on $10,000, with its Statement Savings. Rates checked October 22, 2026.
How Bogota Savings Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Bogota Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Bogota Savings Bank
2.02%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $202
Statement Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Bogota Savings Bank savings score
93
Savings score
Higher than 95% of U.S. banks and credit unions
- $1,000 balance$1,0001.01%
- $10,000 balance$10,0002.02%
- $100,000 balance$100,0003.56%
- QualifiedQualified2.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bogota Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Statement Savings
2.02%APY
Minimum opening deposit and daily balance of $100. Falling below the $100 minimum at any time will incur a $10.00 maintenance fee. Interest compounded daily and credited monthly. Online & Branch.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Interest Compounded Daily | Posted Monthly. $10.00 maintenance fee if daily balance falls below $100 minimum. | 1.01% | — | Interest Compounded Daily | Posted Monthly. $10.00 maintenance fee if daily balance falls below $100 minimum. |
| $10,000 – $25,000Interest Compounded Daily | Posted Monthly. $10.00 maintenance fee if daily balance falls below $100 minimum. | 2.02% | $202 | Interest Compounded Daily | Posted Monthly. $10.00 maintenance fee if daily balance falls below $100 minimum. |
| $25,000 – $50,000Interest Compounded Daily | Posted Monthly. $10.00 maintenance fee if daily balance falls below $100 minimum. | 2.53% | — | Interest Compounded Daily | Posted Monthly. $10.00 maintenance fee if daily balance falls below $100 minimum. |
| $50,000 – $100,000Interest Compounded Daily | Posted Monthly. $10.00 maintenance fee if daily balance falls below $100 minimum. | 2.79% | — | Interest Compounded Daily | Posted Monthly. $10.00 maintenance fee if daily balance falls below $100 minimum. |
| $100,000 – $500,000Interest Compounded Daily | Posted Monthly. $10.00 maintenance fee if daily balance falls below $100 minimum. | 3.56% | — | Interest Compounded Daily | Posted Monthly. $10.00 maintenance fee if daily balance falls below $100 minimum. |
| $500,000 and upInterest Compounded Daily | Posted Monthly. $10.00 maintenance fee if daily balance falls below $100 minimum. | 0.75% | — | Interest Compounded Daily | Posted Monthly. $10.00 maintenance fee if daily balance falls below $100 minimum. |
Sources (2)
All captured Oct 22, 2026
Anniversary Money Market Checking
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000Interest Compounded Daily | Posted Monthly | 0.05% | $5 | Interest Compounded Daily | Posted Monthly |
| $15,000 – $50,000Interest Compounded Daily | Posted Monthly | 0.05% | — | Interest Compounded Daily | Posted Monthly |
| $50,000 – $75,000Interest Compounded Daily | Posted Monthly | 0.05% | — | Interest Compounded Daily | Posted Monthly |
| $75,000 and upInterest Compounded Daily | Posted Monthly | 0.35% | — | Interest Compounded Daily | Posted Monthly |
Sources (2)
All captured Oct 22, 2026
Money Market Checking
0.05%APY
$1,000 minimum balance requirement to avoid monthly service fee. Online accounts (e-Money Market) typically carry a higher interest rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000Interest Compounded Daily | Posted Monthly | 0.05% | $5 | Interest Compounded Daily | Posted Monthly |
| $15,000 – $50,000Interest Compounded Daily | Posted Monthly | 0.05% | — | Interest Compounded Daily | Posted Monthly |
| $50,000 – $100,000Interest Compounded Daily | Posted Monthly | 0.05% | — | Interest Compounded Daily | Posted Monthly |
| $100,000 and upInterest Compounded Daily | Posted Monthly | 0.35% | — | Interest Compounded Daily | Posted Monthly |
Sources (2)
All captured Oct 22, 2026
Super Passbook Savings
0.25%APY
Branch only. Minimum opening deposit and balance of $2,500. Interest compounded daily, posted monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upInterest Compounded Daily | Posted Monthly. Branch only. Minimum balance $2,500.$2,500 and up | 0.25% | $25 | Interest Compounded Daily | Posted Monthly. Branch only. Minimum balance $2,500. |
Sources (2)
All captured Oct 22, 2026
Passbook Savings
0.20%APY
Branch only. Minimum opening deposit and balance of $100. No monthly fees. Interest compounded daily, posted monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upInterest Compounded Daily | Posted Monthly. Branch only. Minimum balance $100.$100 and up | 0.20% | $20 | Interest Compounded Daily | Posted Monthly. Branch only. Minimum balance $100. |
Sources (2)
All captured Oct 22, 2026
Rent Security
0.16%APY
Branch only. Interest compounded daily, posted monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest Compounded Daily | Posted Monthly. Branch only.Any balance | 0.16% | $16 | Interest Compounded Daily | Posted Monthly. Branch only. |
Sources (1)
- bogotasavingsbank.com/personal-savings-rates · captured Oct 22, 2026
Special-purpose accounts
Super Kids Club
2.50%APY
Available to children under 18 years of age. Minimum opening deposit and balance of $50. Online & Branch. Deposit at least $100 and a $10 bonus is added if account is open for a term of 12 months.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upInterest Compounded Daily | Posted Monthly. Online & Branch. Available to children under 18 years of age. Minimum balance $50.$50 and up | 2.50% | $250 | Interest Compounded Daily | Posted Monthly. Online & Branch. Available to children under 18 years of age. Minimum balance $50. |
Sources (2)
All captured Oct 22, 2026
Statement Savings IRA
0.15%APY
Available as Traditional or Roth IRA. Minimum deposit of $25 to open and deposit money at any time without required minimum balances. Interest compounded daily, posted monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Interest Compounded Daily | Posted Monthly. No required minimum balance after opening. Traditional & Roth IRAs. | 0.10% | — | Interest Compounded Daily | Posted Monthly. No required minimum balance after opening. Traditional & Roth IRAs. |
| $10,000 – $25,000Interest Compounded Daily | Posted Monthly. No required minimum balance after opening. Traditional & Roth IRAs. | 0.15% | $15 | Interest Compounded Daily | Posted Monthly. No required minimum balance after opening. Traditional & Roth IRAs. |
| $25,000 – $50,000Interest Compounded Daily | Posted Monthly. No required minimum balance after opening. Traditional & Roth IRAs. | 0.20% | — | Interest Compounded Daily | Posted Monthly. No required minimum balance after opening. Traditional & Roth IRAs. |
| $50,000 – $99,999Interest Compounded Daily | Posted Monthly. No required minimum balance after opening. Traditional & Roth IRAs. | 0.25% | — | Interest Compounded Daily | Posted Monthly. No required minimum balance after opening. Traditional & Roth IRAs. |
| $100,000 and upInterest Compounded Daily | Posted Monthly. No required minimum balance after opening. Traditional & Roth IRAs. | 0.30% | — | Interest Compounded Daily | Posted Monthly. No required minimum balance after opening. Traditional & Roth IRAs. |
Sources (2)
All captured Oct 22, 2026
Kids Club
0.26%APY
Branch only. Interest compounded daily, posted monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest Compounded Daily | Posted Monthly. Branch only.Any balance | 0.26% | $26 | Interest Compounded Daily | Posted Monthly. Branch only. |
Sources (1)
- bogotasavingsbank.com/personal-savings-rates · captured Oct 22, 2026
Winter & Summer Club
0.15%APY
Minimum opening deposit and balance of $5. Interest posted at maturity. Online & Branch.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upInterest Posted At Maturity. Online & Branch. Minimum balance $5.$5 and up | 0.15% | $15 | Interest Posted At Maturity. Online & Branch. Minimum balance $5. |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.